| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RON HUNT3 | 172 N EAST PROMONTORY, SUITE 265 FARMINGTON, UT 84025 | NORTHWESTERN MUTUAL | $3K | $821 | $4K | — |
| DOUGLAS VERL PRICE3 | 5255 EDGEWOOD DRIVE STE 350 PROVO, UT 84604 | NORTHWESTERN MUTUAL | $1K | $248 | $1K | — |
| TMG AGENCY LLC3 | 111 E BROADWAY STE 1400 SALT LAKE CITY, UT 84111 | NORTHWESTERN MUTUAL | $874 | $77 | $951 | — |
| MICHAEL SEAN MACFARLANE3 | 5255 EDGEWOOD DR STE 350 PROVO, UT 84604 | NORTHWESTERN MUTUAL | $179 | $42 | $221 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 106 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 106 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Long-term disability | NORTHWESTERN MUTUAL | 106 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 106 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.