| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CROWN RISK MANAGEMENT, LLC3 Filed as: WELLER INSURANCE & RISK MANAGEMENT | 2469 E. FORT UNION BLVD COTTONWOOD HEIGHTS, UT 84121 | AETNA LIFE INSURANCE CO. | $7K | — | $7K | 4.74% |
| INSGROUP INC3 Filed as: INSGROUP, INC | 5151 SAN FELIPE 24TH FL HOUSTON, TX 77056 | AETNA LIFE INSURANCE CO. | $548 | — | $548 | 0.35% |
| WELLER INVESTMENTS INSURANCE3 | 2469 E FORT UNION BLVD #200 HOLLADAY, UT 84121 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 8.29% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | — | $4K | $4K | 7.54% |
| THE BALDWIN GROUP WEST LLC3 Filed as: THE BALDWIN GROUP SOUTHWEST | 5151 SAN FELIPE ST STE 2400 HOUSTON, TX 77056 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $496 | — | $496 | 0.86% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER ARNET | 261 SCHOOL AVE STE 350 EXCELSIOR, MN 55331 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | — | $248 | $248 | 0.43% |
| INSGROUP INC3 Filed as: INSGROUP, INC. | 5151 SAN FELIPE 24TH FL HOUSTON, TX 77056 | AETNA LIFE INSURANCE CO. | $531 | — | $531 | 4.01% |
| THE BALDWIN GROUP WEST LLC3 Filed as: THE BALDWIN GROUP SOUTHWEST | 5151 SAN FELIPE ST STE 2400 HOUSTON, TX 77056 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $496 | — | $496 | — |
| ALEXANDER ARNETT3 | 261 SCHOOL AVENUE STE 350 EXCELSIOR, MN 55331 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | — | $248 | $248 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 259 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 259 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 339 | $156K |
| Dental(2 contracts) | AETNA LIFE INSURANCE CO. | 348 | $169K |
| Vision(2 contracts) | AETNA LIFE INSURANCE CO. | 348 | $169K |
| Life insurance(2 contracts) | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 230 | $58K |
| Long-term disability(2 contracts) | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 230 | $58K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 348 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.