| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALTURA BENEFITS LLC3 | 428 E. WINCHESTER SUITE 200 SALT LAKE CITY, UT 84107 | SELECTHEALTH | $33K | $7K | $40K | 6.04% |
| ALTURA BENEFITS LLC3 | 428 E. WINCHESTER STREET SUITE 200 SALT LAKE CITY, UT 84107 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $13K | $0 | $13K | 9.96% |
| ALTURA BENEFITS LLC3 | 428 E. WINCHESTER STREET SUITE 200 SALT LAKE CITY, UT 84107 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $0 | $5K | 10.00% |
| ALTURA BENEFITS LLC3 Filed as: ALTURA BENEFITS | 428 E WINCHESTER SUITE 200 SALT LAKE CITY, UT 84107 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $0 | $4K | 10.00% |
| ALTURA BENEFITS LLC3 Filed as: ALTURA BENEFITS | 428 E WINCHESTER SUITE 200 SALT LAKE CITY, UT 84107 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 13.81% |
| ALTURA BENEFITS LLC3 Filed as: ALTURA BENEFITS | 428 E WINCHESTER SUITE 200 SALT LAKE CITY, UT 84107 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $0 | $1K | 13.78% |
| ALTURA BENEFITS LLC3 Filed as: ALTURA BENEFITS | 428 E WINCHESTER SUITE 200 SALT LAKE CITY, UT 84107 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $928 | $0 | $928 | 10.00% |
| ALTURA BENEFITS LLC3 Filed as: ALTURA BENEFITS | 428 E WINCHESTER SUITE 200 SALT LAKE CITY, UT 84107 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $0 | $1K | 13.74% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALTURA BENEFITS, LLC ADMINISTRATOR | Contract Administrator Service code 13 | 428 E WINCHESTER ST SUITE 200 SALT LAKE CITY, UT 84107 | $67K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 244 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 244 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SELECTHEALTH | 137 | $663K |
| Dental | UNUM LIFE INSURANCE COMPANY OF AMERICA | 163 | $132K |
| Vision | UNUM LIFE INSURANCE COMPANY OF AMERICA | 163 | $132K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 244 | $52K |
| Short-term disability(3 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 244 | $67K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 75 | $48K |
| Stop-loss / reinsurancereinsurance | AETNA LIFE INSURANCE CO | 117 | $727K |
| Other(6 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 378 | $129K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 378 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.