| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FRINGE BENEFIT ANALYSTS LLC3 Filed as: FRINGE BENEFIT ANALYSTS, LLC | 872 WEST HERITAGE PARK BOULEVARD SUITE 205 LAYTON, UT 84041 | REGENCE BLUECROSS BLUESHIELD OF UTAH | $20K | $7K | $27K | 1.98% |
| GCG FINANCIAL LLC3 Filed as: BANASKY AN ALERA INS. AGENCY, LLC | 913 WEST BAXTER DRIVE SOUTH JORDAN, UT 84095 | REGENCE BLUECROSS BLUESHIELD OF UTAH | $14K | $0 | $14K | 1.04% |
| MORETON & COMPANY3 | 101 SOUTH 200 EAST, SUITE 300 SALT LAKE CITY, UT 84111 | REGENCE BLUECROSS BLUESHIELD OF UTAH | $7K | $0 | $7K | 0.52% |
| GCG FINANCIAL LLC3 Filed as: BANASKY AN ALERA INS. AGENCY, LLC | 913 WEST BAXTER DRIVE SOUTH JORDAN, UT 84095 | PRINCIPAL LIFE INSURANCE COMPANY | $21K | $3K | $24K | 9.91% |
| PARAGON PARTNERS LTD3 Filed as: PARAGON PARTNERS LIMITED | 9420 EAST DOUBLETREE RANCH ROAD SUITE C-103 SCOTTSDALE, AZ 85258 | PRINCIPAL LIFE INSURANCE COMPANY | $10K | $0 | $10K | 3.99% |
| MORETON & COMPANY3 Filed as: FRED A. MORETON & COMPANY | 101 SOUTH 200 EAST, SUITE 300 SALT LAKE CITY, UT 84111 | PRINCIPAL LIFE INSURANCE COMPANY | $4K | $0 | $4K | 1.85% |
| GCG FINANCIAL LLC3 Filed as: AN ALERA GROUP, INC. | 965 GREENTREE ROAD, SUITE 110 PITTSBURGH, PA 15220 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $1K | $1K | 0.54% |
| SHERRIE M HOPKINS INS AGCY LUTCF,PC3 Filed as: SHERRIE M. HOPKINS INS. AGENCY | 1063 WEST ALBION VIEW CIRCLE WEST JORDAN, UT 84088 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $248 | $3K | 16.17% |
| FRINGE BENEFIT ANALYSTS LLC3 Filed as: FRINGE BENEFITS ANALYSTS, LLC | 913 WEST BAXTER DRIVE SOUTH JORDAN, UT 84095 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 6.80% |
| MARINA C LOVE3 Filed as: MARINA C. LOVE | 406 HOPKINS STREET RIO RICO, AZ 85648 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $128 | $0 | $128 | 0.81% |
| CUSTOM INSURANCE SPECIALISTS INC3 Filed as: CUSTOM INSURANCE SPECIALISTS, INC. | 886 EAST 3200 NORTH KAMAS, UT 84036 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $75 | $4 | $79 | 0.50% |
| WORKSITE BENEFITS GROUP INC3 Filed as: WORKSITE BENEFITS GRP & OTHER AGENT | 112 NW 114TH STREET VANCOUVER, WA 98685 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | $29 | $48 | 0.30% |
| PAM ANDERSON & ASSOCIATES INC3 Filed as: PAM ANDERSON & ASSOCIATES, INC. | 130 WEST 8600 SOUTH MIDVALE, UT 84047 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $40 | $0 | $40 | 0.25% |
| ASHLEY ANDERSON3 | 130 WEST 8600 SOUTH MIDVALE, UT 84047 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | $0 | $14 | 0.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 138 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 140 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | REGENCE BLUECROSS BLUESHIELD OF UTAH | 301 | $1.4M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 405 | $241K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 405 | $241K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 405 | $241K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 19 | $16K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 405 | $241K |
| Prescription drug | REGENCE BLUECROSS BLUESHIELD OF UTAH | 301 | $1.4M |
| Other(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 405 | $243K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 405 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.