| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NIELSEN BENEFITS GROUP5 | 8899 SOUTH 700 EAST SUITE 155 SANDY, UT 84070 | AMERICA'S TPA, LLC DBA HEALTHEZ | — | $77K | $77K | 24.00% |
| NIELSEN INSURANCE GROUP INC3 Filed as: NIELSEN INSURANCE GROUP | 8899 SOUTH 700 EAST STE 155 SANDY, UT 84070 | EDUCATORS MUTUAL PLANS LIFE, ACCIDENT AND HEALTH, INC | $13K | — | $13K | 8.00% |
| UNICO GROUP INC3 | 1128 LINCOLN MALL STE 200 LINCOLN, NE 68508 | PRINCIPAL LIFE INSURANCE COMPANY | $9K | — | $9K | 6.76% |
| NIELSEN INSURANCE GROUP INC3 | 8899 SOUTH 700 EAST STE 155 SANDY, UT 84070 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 14.98% |
| NIELSEN INSURANCE GROUP INC3 Filed as: NIELSEN INS GROUP INC | 8899 S 700 E STE 155 SANDY, UT 84070 | AMERICAN HERITAGE LIFE INS CO | $4K | — | $4K | 19.60% |
| DAVID BALLIF3 | 648 HILLSIDE CIR ALPINE, UT 84004 | AMERICAN HERITAGE LIFE INS CO | $273 | — | $273 | 1.46% |
| ACRISURE LLC4 Filed as: ORION PARKER | 65 N 100 W HURRICANE, UT 84737 | PRE-PAID LEGAL SERVICES DBA LEGALSHIELD | $666 | — | $666 | 9.10% |
| W. MONT WHEELER4 | 155 W 500 N MT PLEASANT, UT 84647 | PRE-PAID LEGAL SERVICES DBA LEGALSHIELD | $441 | — | $441 | 6.02% |
| JED D MINER3 | 1524 E 1110 N OREM, UT 84097 | AFLAC | $157 | — | $157 | 2.36% |
| CATHY D CHRISTENSEN3 | 2055 S 2850 W WEST HAVEN, UT 84401 | AFLAC | $87 | — | $87 | 1.31% |
| DAN MOORE3 | 8792 N CLUBHOUSE LN EAGLE MOUNTAIN, UT 84005 | AFLAC | $78 | — | $78 | 1.17% |
| WILLIAM S PIXLER3 | 340 E 200 S SPRINGVILLE, UT 84663 | AFLAC | $65 | — | $65 | 0.98% |
| CLINT ERIC WEIGHT3 | 706 S 320 E SALEM, UT 84653 | AFLAC | $46 | — | $46 | 0.69% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 134 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 134 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AMERICA'S TPA, LLC DBA HEALTHEZ | 117 | $322K |
| Dental(2 contracts, 2 carriers) | AMERICA'S TPA, LLC DBA HEALTHEZ | 444 | $482K |
| Vision | EYEMED VISION CARE | 447 | $0 |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 125 | $140K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 125 | $140K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 125 | $140K |
| Prescription drug | AMERICA'S TPA, LLC DBA HEALTHEZ | 117 | $322K |
| Stop-loss / reinsurancereinsurance | AMERICA'S TPA, LLC DBA HEALTHEZ | 117 | $322K |
| Other(3 contracts, 3 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 57 | $47K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 447 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.