| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALPHA DENTAL OF UTAH INC | 5275 S ADAMS PKWY OGDEN, UT 84405 | DELTA DENTAL | $51K | — | $51K | — |
| ALPHA DENTAL OF UTAH INC | 5275 S ADAMS PKWY OGDEN, UT 84405 | DELTA DENTAL INSURANCE CO | $76K | $87K | $163K | — |
| EYEMED VISION CARE | OON CLAIMS PO BOX 8504 MASON, OH 45040 | FLEXVISION MD | $287 | $9 | $296 | — |
| EYEMED VISION CARE | OON CLAIMS PO BOX 8504 MASON, OH 45040 | FLEXVISION MD | $147K | $5K | $152K | — |
| NAVITUS | 5350 E HIGH STREET SUITE 200 PHOENIX, AZ 85054 | NAVITUS HEALTH SOLUTIONS | $121K | $68K | $188K | — |
| GBS BENEFITS INC3 | 2200 S MAIN ST #600 SALT LAKE CITY, UT 84115 | STANDARD INSURANCE CO | $14K | — | $14K | — |
| PAYCOR INC3 | PO BOX 639860 CINCINNATI, OH 45263 | STANDARD INSURANCE CO | — | $3K | $3K | — |
| HCC LIFE INSURANCE COMPANY Filed as: HCC LIFE INS CO | 225 TOWN PARK DR SUITE 350 KENNESAW, GA 30144 | TOKIO MARINE HCC | $695K | — | $695K | — |
| STEALTH PARTNER GROUP LLC | 18700 HAYDEN RD SUITE 405 SCOTTSDALE, AZ 85255 | TOKIO MARINE HCC | $38K | — | $38K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,204 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,204 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | DELTA DENTAL | 2,944 | $0 |
| Vision(2 contracts) | FLEXVISION MD | 1,283 | $0 |
| Short-term disability | CURALINC HEALTHCARE | 0 | $0 |
| Prescription drug | NAVITUS HEALTH SOLUTIONS | 235 | $0 |
| Stop-loss / reinsurancereinsurance | TOKIO MARINE HCC | 1,390 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,944 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.