| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PEOPLE PERFORMANCE LLC3 Filed as: PEOPLE PERFORMANCE LLC. | 80 NORTH 100 EAST PROVO, UT 84606 | SELECTHEALTH | $84K | $28K | $112K | 3.00% |
| SHUMWAY INSURANCE GROUP3 | 915 SOUTH 500 EAST SUITE 110 AMERICAN FORK, UT 84003 | SELECTHEALTH | $28K | $6K | $34K | 0.92% |
| TIMP BENEFITS & INSURANCE INC3 | 80 NORTH 100 EAST PROVO, UT 84606 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 1.34% |
| SHUMWAY INSURANCE GROUP3 | 915 SOUTH 500 EAST SUITE 200 AMERICAN FORK, UT 84003 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 0.64% |
| BRENT HILLIER3 | 9605 SOUTH KINGSTON COURT SUITE 150 ENGLEWOOD, CO 80112 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $25K | — | $25K | 19.04% |
| SHUMWAY INSURANCE GROUP3 | 915 SOUTH 500 EAST SUITE 200 AMERICAN FORK, UT 84003 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 5.96% |
| IMG3 | 2960 NORTH MERIDIAN STREET INDIANAPOLIS, IN 46208 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $41 | $41 | 0.03% |
| TIMP BENEFITS & INSURANCE INC3 | 80 NORTH 100 EAST PROVO, UT 84606 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 12.59% |
| SHUMWAY INSURANCE GROUP3 | 915 SOUTH 500 EAST SUITE 110 AMERICAN FORK, UT 84003 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $583 | — | $583 | 2.41% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | ZURICH AMERICAN INSURANCE COMPANY | $3K | — | $3K | 20.00% |
| PEOPLE PERFORMANCE LLC3 | 80 NORTH 100 EAST PROVO, UT 84606 | SELECTHEALTH | $148 | $49 | $197 | 2.28% |
| SHUMWAY INSURANCE GROUP3 | 915 SOUTH 500 EAST SUITE 110 AMERICAN FORK, UT 84003 | SELECTHEALTH | $111 | $25 | $136 | 1.57% |
| TIMP BENEFITS & INSURANCE INC3 | 80 NORTH 100 EAST PROVO, UT 84606 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $162 | — | $162 | 11.07% |
| SHUMWAY INSURANCE GROUP3 | 915 SOUTH 500 EAST SUITE 110 AMERICAN FORK, UT 84003 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $57 | — | $57 | 3.90% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 268 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 269 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | SELECTHEALTH | 635 | $3.7M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 772 | $334K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 209 | $133K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 209 | $133K |
| Other(4 contracts, 3 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 433 | $173K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 772 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.