| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MORETON & COMPANY3 | PO BOX 58139 SLC, UT 84158 | SELECTHEALTH | $0 | $12K | $12K | 0.89% |
| MORETON & COMPANY3 Filed as: FRED A MORETON & COMPANY | PO BOX 58139 SLC, UT 84158 | TOWN AND COUNTRY LIFE INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| MORETON & COMPANY3 | PO BOX 58139 SLC, UT 84158 | HARTFORD LIFE AND ACCIDENT | $0 | $2K | $2K | 2.44% |
| MORETON & COMPANY3 Filed as: FRED A MORETON & COMPANY | 101 S 200 E STE 300 SLC, UT 84111 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $5K | $5K | 6.44% |
| MORETON & COMPANY3 Filed as: FRED A MORETON & COMPANY | 101 S 200 E STE 300 SLC, UT 84111 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $181 | $181 | 1.45% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 192 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 192 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SELECTHEALTH | 379 | $1.4M |
| Dental | TOWN AND COUNTRY LIFE INSURANCE COMPANY | 401 | $158K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 25 | $17K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 192 | $90K |
| Short-term disability | TOWN & COUNTRY LIFE INSURANCE POLICY | 154 | $63K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 192 | $85K |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 192 | $103K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 401 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.