| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE BUCKNER COMPANY3 | BLAINE ALLEN 6550 S MILLROCK DR STE 300 SLC, UT 84121 | REGENCE BLUECROSS BLUESHIELD OF UTAH | $18K | $3K | $22K | 1.83% |
| THE BUCKNER COMPANY3 Filed as: THE BUCKNER COMPANY INC | 6550 SO MILLROCK DR STE 300 SALT LAKE CITY, UT 84121 | PRINCIPAL LIFE INSURANCE COMPANY | $3K | — | $3K | 6.91% |
| THE BUCKNER COMPANY3 Filed as: THE BUCKNER COMPANY INC | 6550 S MILLROCK DR STE 300 SALT LAKE CITY, UT 84121 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 13.44% |
| THE BUCKNER COMPANY3 Filed as: THE BUCKNER COMPANY, INC | 6550 SOUTH MILLROCK DR SUITE 300 SALT LAKE CITY, UT 84121 | OPTICARE OF UTAH | $480 | — | $480 | 10.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 157 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 157 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | REGENCE BLUECROSS BLUESHIELD OF UTAH | 157 | $1.2M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 119 | $48K |
| Vision | OPTICARE OF UTAH | 41 | $5K |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 119 | $88K |
| Short-term disability(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 119 | $88K |
| Long-term disability(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 119 | $88K |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 83 | $40K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 157 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.