See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTHCARE EIN 59-1031071 NONE | Named fiduciary; Direct payment from the plan; Non-monetary compensation; Claims processing; Contract Administrator; Other services; Participant communication; Float revenue Service code 12 | 1101 NORTH BLACK CANYON HIGHWAY PHOENIX, AZ 85029 | $2.6M |
| ZENITH AMERICAN SOLUTIONS EIN 52-1590516 NONE | Contract Administrator Service code 13 | 2001 W CAMELBACK RD STE B350 PHOENIX, AZ 85015 | $354K |
| THE SEGAL COMPANY EIN 13-1835864 NONE | Actuarial Service code 11 | 1230 W WASHINGTON STREET SUITE 501 TEMPE, AZ 85281 | $58K |
| RYAN RAPP & UNDERWOOD EIN 86-0767091 NONE | Legal Service code 29 | 3200 N CENTRAL AVE STE 2250 PHOENIX, AZ 85012 | $58K |
| VALUE OPTION INSURANCE NONE | Claims processing Service code 12 | 200 STATE STREET BOSTON, MA 02109 | $45K |
| NECASTAR EIN 86-0140480 NONE | Other services Service code 49 | 4315 N 12TH STREET PHOENIX, AZ 85014 | $32K |
| BALDWIN & BALDWIN PLLC EIN 46-4370753 NONE | Accounting (including auditing) Service code 10 | 701 NORTH 44TH STREET PHOENIX, AZ 85008 | $32K |
| ALAN D BILLER ASSOCIATES NONE | Investment advisory (plan) Service code 27 | 535 MIDDLEFIELD RD #230 MENLO PARK, CA 94025 | $20K |
| INTERNATIONAL PRINTING COMPANY NONE | Copying and duplicating Service code 36 | 2241 S 7TH STREET PHOENIX, AZ 85034 | $7K |
| BMO HARRIS BANK NONE | Custodial (securities); Other fees Service code 19 | PO BOX 97558 LAS VEGAS, NV 89196 | $6K |
| SEGAL SELECT INSURANCE EIN 46-0619194 NONE | Insurance brokerage commissions and fees Service code 53 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,346 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 161 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,507 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA INSURANCE COMPANY | 289 | $1.1M |
| Dental | DELTA DENTAL INSURANCE COMPANY | 1,795 | $971K |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,346 | $58K |
| Stop-loss / reinsurancereinsurance | SYMETRA LIFE INSURANCE COMPANY | 1,875 | $979K |
| Other(2 contracts, 2 carriers) | THE UNION LABOR LIFE INSURANCE COMPANY | 2,045 | $106K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,045 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.