See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| THE SEGAL COMPANY EIN 94-1503999 NONE, OTHER THAN CONTRACT | Consulting (general); Actuarial Service code 11 | PO BOX 63610 PHOENIX, AZ 85082 | $42K |
| SOUTHWEST SERVICE ADMINISTRATORS EIN 86-6951948 NONE, OTHER THAN CONTRACT | Contract Administrator Service code 13 | PO BOX 43170 PHOENIX, AZ 85080 | $42K |
| RYAN RAPP & PACHEO EIN 86-0767091 NONE, OTHER THAN CONTRACT | Legal Service code 29 | 3200 N CENTRAL AVE STE 2250 PHOENIX, AZ 85012 | $19K |
| BALDWIN MOFFITT PLLC EIN 46-4370753 NONE, OTHER THAN CONTRACT | Accounting (including auditing) Service code 10 | PO BOX 60008 PHOENIX, AZ 850820008 | $9K |
| MERRILL LYNCH EIN 13-3180817 NONE, OTHER THAN CONTRACT | Investment advisory (plan) Service code 27 | — | $9K |
| SEGAL SELECT INSURANCE SERVICES, IN EIN 46-0619194 NONE, OTHER THAN CONTRACT | Insurance brokerage commissions and fees Service code 53 | 333 WEST 34TH STREET NEW YORK, NY 100012402 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 451 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 451 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ARIZONA | 451 | $4.9M |
| Vision | SIGHTCARE, INC. | 451 | $30K |
| Life insurance | TRUSTMARK LIFE INSURANCE COMPANY | 451 | $12K |
| Other | TRUSTMARK LIFE INSURANCE COMPANY | 451 | $12K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 451 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.