| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOVITT AND TOUCHE, INC.3 | PO BOX 412703 BOSTON, MA 02241 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $53 | $6K | 14.65% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN | 250 PEHLE AVENUE, SUITE 400 PARK 80 PLAZA 2 SADDLE BROOK, NJ 07663 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $486 | $486 | 1.20% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY, LLC | 6279 TRI RIDGE BOULEVARD SUITE 400 LOVELAND, OH 45140 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $41 | $41 | 0.10% |
| JACKIE G BARTA3 Filed as: JACKIE G. BARTA | 3500 NORTH MALLARD CIRCLE SIERRA VISTA, AZ 85635 | AFLAC | $5K | $42 | $5K | 13.31% |
| JAZMYN VALENZUELA3 | 13242 NORTH FLINTLOCK ROAD MARANA, AZ 85653 | AFLAC | $2K | — | $2K | 5.70% |
| KELLY MCGARRY3 | 4742 NORTH ORACLE ROAD SUITE 210 TUCSON, AZ 85705 | AFLAC | $1K | $5 | $1K | 2.86% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY AND OTHER | PO BOX 32702 TUCSON, AZ 85751 | AFLAC | $741 | $0 | $741 | 2.04% |
| CARLOS CHAVEZ3 Filed as: CARLOS E. CHAVEZ | 4750 NORTH ORACLE ROAD SUITE 214 TUCSON, AZ 85705 | AFLAC | $392 | — | $392 | 1.08% |
| DONNA NORTHRUP3 Filed as: DONNA D. NORTHRUP | 2534 EAST BLANTON DRIVE TUCSON, AZ 85716 | AFLAC | $368 | — | $368 | 1.01% |
| KEVIN DALE HARLOW3 | 2960 NORTH ACADEMY BOULEVARD COLORADO SPRINGS, CO 80917 | AFLAC | $301 | $0 | $301 | 0.83% |
| JACKIE GAYLENE BARTA3 | 3500 NORTH MALLARD CIRCLE SIERRA VISTA, AZ 85635 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 16.23% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY, LLC | 1031 WEST 4TH AVENUE SUITE 400 ANCHORAGE, AK 99501 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 13.51% |
| KELLY MCGARRY3 | 8785 NORTH MOONFIRE DRIVE TUCSON, AZ 85743 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 7.58% |
| JAZMYN VALENZUELA3 | 13242 NORTH FLINTLOCK ROAD MARANA, AZ 85653 | CONTINENTAL AMERICAN INSURANCE COMPANY | $86 | — | $86 | 0.44% |
| CARLOS EDUARDO CHAVEZ3 | 60 WEST STONE LOOP APARTMENT 330 TUCSON, AZ 85704 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | — | $23 | 0.12% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY, LLC | PO BOX 350 CONSHOHOCKEN, PA 19428 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $2K | $0 | $2K | 13.77% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 140 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 140 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 414 | $41K |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 33 | $20K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 414 | $41K |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 414 | $93K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 414 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.