| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS Filed as: ASSURED PARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD. STE. 300 ST. LOUIS, MO 63141 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | $2K | $2K | 1.87% |
| ASSUREDPARTNERS Filed as: ASSURED PARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD. STE. 300 ST. LOUIS, MO 63141 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | $1K | $1K | 1.90% |
| ASSUREDPARTNERS Filed as: ASSURED PARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD. STE. 300 ST. LOUIS, MO 63141 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | $1K | $1K | 1.89% |
| ASSUREDPARTNERS Filed as: ASSURED PARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD. STE. 300 ST. LOUIS, MO 63141 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | $1K | $1K | 1.86% |
| ASSUREDPARTNERS Filed as: ASSURED PARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD. STE. 300 ST. LOUIS, MO 63141 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | $1K | $1K | 2.07% |
| ASSUREDPARTNERS Filed as: ASSURED PARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD. STE. 300 ST. LOUIS, MO 63141 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | $979 | $979 | 1.90% |
| ASSUREDPARTNERS Filed as: ASSURED PARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD. STE. 300 ST. LOUIS, MO 63141 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | $687 | $687 | 1.42% |
| ASSUREDPARTNERS Filed as: ASSURED PARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD. STE. 300 ST. LOUIS, MO 63141 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | $624 | $624 | 1.86% |
| ASSUREDPARTNERS Filed as: ASSURED PARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD. STE. 300 ST. LOUIS, MO 63141 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | $355 | $355 | 1.57% |
| ASSUREDPARTNERS Filed as: ASSURED PARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD. STE. 300 ST. LOUIS, MO 63141 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | $306 | $306 | 1.48% |
| ASSUREDPARTNERS Filed as: ASSURED PARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD. STE. 300 ST. LOUIS, MO 63141 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $1K | $80 | $2K | 8.78% |
| ASSUREDPARTNERS Filed as: ASSURED PARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD. STE. 300 ST. LOUIS, MO 63141 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | $68 | $68 | 0.49% |
| ASSUREDPARTNERS Filed as: ASSURED PARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD. STE. 300 ST. LOUIS, MO 63141 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $202 | — | $202 | 1.53% |
| ASSUREDPARTNERS Filed as: ASSURED PARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD. STE. 300 ST. LOUIS, MO 63141 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $118 | — | $118 | 1.43% |
| ASSUREDPARTNERS Filed as: ASSURED PARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD. STE. 300 ST. LOUIS, MO 63141 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $164 | $102 | $266 | 4.86% |
| ASSUREDPARTNERS Filed as: ASSURED PARTNERS OF MISSOURI LLC | 12645 OLIVE BLVD. STE. 300 ST. LOUIS, MO 63141 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $38 | $66 | $104 | 2.41% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| NORTHWEST FIREFIGHTERS BENEFITS TR EIN 41-1416156 RELATED PARTY | Other services Service code 49 | P.O. BOX 6 MUKILTEO, WA 98275 | $10.1M |
| ASSURED PARTNERS OF MO, LLC NONE | Consulting (general) Service code 16 | 12645 OLIVE BLVD. SUITE 300 CREVE COEUR, MO 63141 | $128K |
| VIMLY BENEFIT SOLUTIONS EIN 91-1603312 NONE | Other fees Service code 99 | — | $87K |
| HAMMOND AND SHINNERS. P.C. NONE | Legal Service code 29 | 13205 MANCHESTER ROAD, STE 210 DES PERES, MO 63131 | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,557 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,557 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(15 contracts) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 80 | $603K |
| Vision(12 contracts) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 80 | $371K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 80 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.