| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WHIPPLE & COMPANY3 | AN ALERA GROUP AGENCY 6100 GLADES RD, STD 310 BOCA RATON, OH 44122 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $2K | $10K | 18.77% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC | 3 PARKWAY NORTH BLVD STE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $280 | $280 | 0.54% |
| WHIPPLE & COMPANY3 | AN ALERA GROUP AGENCY 6100 GLADES RD, STE 310 BOCA RATON, FL 33434 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $2K | $8K | 21.03% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 3 PARKWAY NORTH BLVD STE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $345 | $345 | 0.86% |
| WHIPPLE & COMPANY3 | AN ALERA GROUP AGENCY 6100 GLADE RD, STE 310 BOCA RATON, FL 33434 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $1K | $4K | 21.15% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | 3 PARKWAY NORTH BLVD STE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $163 | $163 | 0.88% |
| WHIPPLE & COMPANY3 | AN ALERA GROUP AGENCY 6100 GLADES RD, STE 310 BOCA RATON, FL 33434 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $907 | $3K | 20.48% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC | 3 PARKWAY NORTH BLVD STE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $130 | $130 | 0.79% |
| WHIPPLE & COMPANY3 | AN ALERA GROUP AGENCY 6100 GLADES RD, STE 310 BOCA RATON, FL 33434 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $817 | $3K | 21.39% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC | 3 PARKWAY NORTH BLVD STE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $117 | $117 | 0.91% |
| WHIPPLE & COMPANY3 | AN ALERA GROUP AGENCY 6100 GLADES RD, STE 310 BOCA RATON, FL 33434 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $769 | $2K | 22.62% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | 3 PARKWAY NORTH BLVD STE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $110 | $110 | 1.09% |
| WHIPPLE & COMPANY3 | AN ALERA GROUP AGENCY 6100 GLADES RD, STE 310 BOCA RATON, FL 33434 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $679 | $3K | 26.74% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC | 3 PARKWAY NORTH BLVD STE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $97 | $97 | 0.96% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 148 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 148 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 76 | $52K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 61 | $10K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 144 | $35K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 144 | $40K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 18 | $13K |
| Other(3 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 144 | $45K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 144 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.