| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INSURANCE SVCS INC | — | AETNA LIFE INSURANCE COMPANY | $4.1M | — | $4.1M | 1.74% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTH, INC. | — | AETNA LIFE INSURANCE COMPANY | $65K | — | $65K | 0.03% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INSURANCE SRVCS INC | — | ANTHEM BLUE CROSS AND BLUE SHIELD | $648K | — | $648K | 2.69% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | — | STANDARD INSURANCE COMPANY | $950K | — | $950K | 17.48% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INS SERVICES INC | — | METROPOLITAN LIFE INSURANCE COMPANY | $91K | $8K | $99K | 2.25% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | — | METROPOLITAN LIFE INSURANCE COMPANY | — | $50K | $50K | 1.13% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES LLC NY | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $831K | — | $831K | 24.75% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | — | STANDARD INSURANCE COMPANY | $186K | — | $186K | 17.92% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | — | METLIFE LEGAL PLANS | $33K | — | $33K | 6.23% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | — | METLIFE LEGAL PLANS | $17K | — | $17K | 3.23% |
| AGS BENEFITS GROUP LLC3 | — | METLIFE LEGAL PLANS | — | $2K | $2K | 0.33% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | — | STANDARD OF NEW YORK | $78K | — | $78K | 17.13% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | — | STANDARD INSURANCE COMPANY | $62K | — | $62K | 14.05% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | — | STANDARD INSURANCE COMPANY | $85K | — | $85K | 20.16% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | — | STANDARD OF NEW YORK | $77K | — | $77K | 18.76% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | — | STANDARD OF NEW YORK | $67K | — | $67K | 18.30% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | — | STANDARD OF NEW YORK | $37K | — | $37K | 15.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | — | STANDARD INSURANCE COMPANY | $7K | — | $7K | 3.78% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | — | STANDARD OF NEW YORK | $30K | — | $30K | 18.98% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | — | STANDARD OF NEW YORK | $25K | — | $25K | 17.52% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | — | STANDARD OF NEW YORK | $28K | — | $28K | 23.05% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | — | STANDARD INSURANCE COMPANY | $20K | — | $20K | 21.11% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | — | STANDARD OF NEW YORK | $16K | — | $16K | 17.38% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | — | STANDARD INSURANCE COMPANY | $16K | — | $16K | 18.23% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | — | STANDARD INSURANCE COMPANY | $11K | — | $11K | 17.06% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | — | STANDARD INSURANCE COMPANY | $10K | — | $10K | 18.41% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | — | STANDARD INSURANCE COMPANY | $8K | — | $8K | 15.78% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | — | STANDARD OF NEW YORK | $6K | — | $6K | 26.37% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | — | STANDARD OF NEW YORK | $1K | — | $1K | 13.61% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | — | STANDARD INSURANCE COMPANY | $2K | — | $2K | 18.86% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | — | STANDARD INSURANCE COMPANY | $535 | — | $535 | 11.63% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | — | STANDARD OF NEW YORK | $611 | — | $611 | 13.55% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | — | STANDARD OF NEW YORK | $293 | — | $293 | 18.05% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INS SERVICES INC | — | SAFEGUARD HEALTH PLANS, INC. A CALIFORNIA CORPORATION | $15 | — | $15 | 1.26% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INS SERVICES INC | — | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | $19 | — | $19 | 1.87% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS & INS SERVICES INC. | — | SAFEGUARD HEALTH PLANS, INC., A FLORIDA CORPORATION | $15 | $2 | $17 | 2.40% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | — | STANDARD INSURANCE COMPANY | $594 | — | $594 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 29,819 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 522 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 30,341 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 27,240 | $256.6M |
| Dental(5 contracts, 5 carriers) | AETNA LIFE INSURANCE COMPANY | 27,240 | $237.0M |
| Vision(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 27,240 | $237.0M |
| Life insurance | STANDARD INSURANCE COMPANY | 41,785 | $5.4M |
| Short-term disability(13 contracts, 2 carriers) | STANDARD OF NEW YORK | 1,012 | $2.1M |
| Long-term disability(12 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 8,103 | $3.1M |
| Other(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 8,415 | $3.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 41,785 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.