| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARK T. WIRA3 | 729 WEST ANN ARBOR TRAIL PLYMOUTH, MI 48170 | BLUE CARE NETWORK OF MICHIGAN | $40K | $69 | $40K | 3.83% |
| MARK T. WIRA3 | 729 WEST ANN ARBOR TRAIL PLYMOUTH, MI 48170 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $5K | $7 | $5K | 3.89% |
| MT & W ASSOCIATES, INC.3 | 729 WEST ANN ARBOR TRAIL PLYMOUTH, MI 48170 | PRINCIPAL LIFE INSURANCE COMPANY | $3K | $2K | $5K | 8.25% |
| PARTNERS ADVANTAGE LLC3 Filed as: PARTNERS ADVANTAGE, LLC | 729 WEST ANN ARBOR TRAIL, SUITE 100 PLYMOUTH, MI 48170 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 4.00% |
| ANN ARBOR FINANCIAL3 | 729 WEST ANN ARBOR TRAIL, SUITE 100 PLYMOUTH, MI 48170 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $0 | $3K | 15.00% |
| PARTNERS ADVANTAGE LLC3 Filed as: PARTNERS ADVANTAGE, LLC | 729 WEST ANN ARBOR TRAIL, SUITE 100 PLYMOUTH, MI 48170 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $734 | $0 | $734 | 3.50% |
| ENROLLEASE3 Filed as: ENROLLEASE, INC. | 500 TREAT STREET, SUITE 200 SAN FRANCISCO, CA 94110 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $576 | $576 | 2.75% |
| ANN ARBOR FINANCIAL3 | 729 WEST ANN ARBOR TRAIL, SUITE 100 PLYMOUTH, MI 48170 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $0 | $2K | 10.00% |
| PARTNERS ADVANTAGE LLC3 Filed as: PARTNERS ADVANTAGE, LLC | 729 WEST ANN ARBOR TRAIL, SUITE 100 PLYMOUTH, MI 48170 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $602 | $0 | $602 | 3.50% |
| ENROLLEASE3 Filed as: ENROLLEASE, INC. | 500 TREAT STREET, SUITE 200 SAN FRANCISCO, CA 94110 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $475 | $475 | 2.76% |
| ANN ARBOR FINANCIAL3 | 729 WEST ANN ARBOR TRAIL, SUITE 100 PLYMOUTH, MI 48170 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $0 | $2K | 15.00% |
| PARTNERS ADVANTAGE LLC3 Filed as: PARTNERS ADVANTAGE, LLC | 729 WEST ANN ARBOR TRAIL, SUITE 100 PLYMOUTH, MI 48170 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $561 | $0 | $561 | 3.50% |
| ENROLLEASE3 Filed as: ENROLLEASE, INC. | 500 TREAT STREET, SUITE 200 SAN FRANCISCO, CA 94110 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $442 | $442 | 2.76% |
| ANN ARBOR FINANCIAL3 | 729 WEST ANN ARBOR TRAIL, SUITE 100 PLYMOUTH, MI 48170 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $0 | $2K | 15.14% |
| PARTNERS ADVANTAGE LLC3 Filed as: PARTNERS ADVANTAGE, LLC | 729 WEST ANN ARBOR TRAIL, SUITE 100 PLYMOUTH, MI 48170 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $369 | $0 | $369 | 3.53% |
| ENROLLEASE3 Filed as: ENROLLEASE, INC. | 500 TREAT STREET, SUITE 200 SAN FRANCISCO, CA 94110 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $289 | $0 | $289 | 2.76% |
| ANN ARBOR FINANCIAL3 | 729 WEST ANN ARBOR TRAIL, SUITE 100 PLYMOUTH, MI 48170 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $228 | $0 | $228 | 10.00% |
| PARTNERS ADVANTAGE LLC3 Filed as: PARTNERS ADVANTAGE, LLC | 729 WEST ANN ARBOR TRAIL, SUITE 100 PLYMOUTH, MI 48170 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $80 | $0 | $80 | 3.51% |
| ENROLLEASE3 Filed as: ENROLLEASE, INC. | 500 TREAT STREET, SUITE 200 SAN FRANCISCO, CA 94110 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $63 | $63 | 2.76% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 107 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 107 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 186 | $1.2M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 219 | $56K |
| Vision(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 186 | $1.2M |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 122 | $28K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 21 | $21K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 25 | $16K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 186 | $1.2M |
| Other(3 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 122 | $13K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 219 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.