| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PAGE E DEWITT3 | 2211 E QUINCE MESA, AZ 85213 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $25K | — | $25K | 6.74% |
| RODGERS BENEFIT GROUP INC3 | 5110 N 40TH STREET SUITE 234 PHOENIX, AZ 85018 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $10K | $10K | 2.70% |
| PAGE E DEWITT3 | 2211 E QUINCE MESA, AZ 85213 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $182 | $5K | 10.58% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS EMERSON, LLC | 1787 SENTRY PARKWAY W VEVA 16 SUITE 320 BLUE BELL, PA 19422 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 5.10% |
| PAGE E DEWITT3 | 1616 E LEHI ROAD MESA, AZ 85203 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $4K | — | $4K | 9.90% |
| ROGERS BENEFIT GROUP INC3 | 5110 N 40TH STREET SUITE 234 PHOENIX, AZ 85018 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | $2K | $2K | 3.96% |
| PAGE E DEWITT3 | 2211 E QUINCE MESA, AZ 85213 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $76 | $3K | 15.43% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS EMERSON LLC | 1787 SENTRY PARKWAY W VEVA 16 SUITE 320 BLUE BELL, PA 19422 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 5.02% |
| PAGE E DEWITT3 | 2211 E QUINCE MESA, AZ 85213 | STARTMOUNT LIFE INSURANCE COMPANY | $924 | $31 | $955 | 12.15% |
| ASSUREDPARTNERS3 Filed as: EMERSON RODGERS LLC | 1787 SENTRY PARKWAY W VEVA 16 SUITE 320 BLUE BELL, PA 19422 | STARTMOUNT LIFE INSURANCE COMPANY | $385 | — | $385 | 4.90% |
| PAGE E DEWITT3 | 2211 E QUINCE MESA, AZ 85213 | UNUM LIFE INSURANCE COMPANY | $1K | $31 | $1K | 15.73% |
| PAGE E DEWITT3 | 2211 E QUINCE MESA, AZ 85213 | UNUM LIFE INSURANCE COMPANY | $951 | $28 | $979 | 15.44% |
| PAGE E DEWITT3 | 2211 E QUINCE MESA, AZ 85213 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $637 | $26 | $663 | 11.24% |
| ASSUREDPARTNERS3 Filed as: EMERSON RODGERS LLC | 1787 SENTRY PARKWAY W VEVA 16 SUITE 320 BLUE BELL, PA 19422 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $319 | — | $319 | 5.41% |
| ROGERS BENEFIT GROUP INC3 | 5110 N 40TH STREET SUITE 234 PHOENIX, AZ 85018 | CIGNA DENTAL HEALTH PLAN OF ARIZONA INC | $582 | — | $582 | 10.00% |
| PAGE E DEWITT3 | 1616 E LEHI ROAD MESA, AZ 85203 | CIGNA DENTAL HEALTH PLAN OF ARIZONA INC | — | $233 | $233 | 4.00% |
| PAGE E DEWITT3 | 2211 E QUINCE MESA, AZ 85213 | UNUM LIFE INSURANCE COMPANY | $793 | $19 | $812 | 15.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 134 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 27 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 162 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 95 | $369K |
| Dental(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 84 | $44K |
| Vision | STARTMOUNT LIFE INSURANCE COMPANY | 83 | $8K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 134 | $26K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 60 | $48K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 60 | $48K |
| Other(5 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 134 | $45K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 134 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.