| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INCOR SERVICES INC3 | 1500 EAST BETHANY HOME ROAD SUITE 200 PHOENIX, AZ 85014 | BLUE CROSS & BLUE SHIELD OF ARIZONA | $19K | — | $19K | 0.13% |
| INCOR SERVICES INC3 Filed as: INCOR SERVICES | 1500 EAST BETHANY HOME ROAD SUITE 200 PHOENIX, AZ 85014 | DELTA DENTAL OF ARIZONA | $145K | — | $145K | 11.99% |
| INCOR SERVICES INC3 | 1500 EAST BETHANY HOME ROAD SUITE 200 PHOENIX, AZ 85014 | METROPOLITAN LIFE INSURANCE COMPANY | $105K | — | $105K | 15.45% |
| INCOR SERVICES INC3 | 1500 EAST BETHANY HOME ROAD #200 PHOENIX, AZ 85014 | CONTINENTAL AMERICAN INSURANCE COMPANY | $126K | — | $126K | 44.96% |
| FILIPE A COELHO3 | 4515 SOUTH MCCLINTOCK DRIVE SUITE 212 TEMPE, AZ 85282 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7K | — | $7K | 2.66% |
| JEFFREY D TORELLO3 | 6 GAYLEA DRIVE BRANFORD, CT 06405 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 1.41% |
| ANGELA M COOK3 | 400 NORTH CORONADO STREET APARTMENT 2108 CHANDLER, AZ 85224 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.65% |
| JASON PERKINS3 Filed as: JASON PERKINS LLC | 3850 EAST BASELINE ROAD #116 MESA, AZ 85205 | CONTINENTAL AMERICAN INSURANCE COMPANY | $536 | — | $536 | 0.19% |
| ROY CHILDRESS3 Filed as: ROY QUINONES | 1441 EAST GERMANN ROAD #2103 CHANDLER, AZ 85286 | CONTINENTAL AMERICAN INSURANCE COMPANY | $151 | — | $151 | 0.05% |
| JOSE A SCHIENEMAN3 | 4515 SOUTH MCCLINTOCK DRIVE SUITE 212 TEMPE, AZ 85282 | CONTINENTAL AMERICAN INSURANCE COMPANY | $53 | — | $53 | 0.02% |
| JOSEPH R GUNTHER3 Filed as: JOSEPH R GUNTHER JR | 327 NORTH TIAGO DRIVE GILBERT, AZ 85233 | CONTINENTAL AMERICAN INSURANCE COMPANY | $27 | — | $27 | 0.01% |
| ASHLEY INSURANCE GROUP3 Filed as: ASHLEY M BOEHLER | 8325 EAST ANGUS DRIVE SCOTTSDALE, AZ 85251 | CONTINENTAL AMERICAN INSURANCE COMPANY | $26 | — | $26 | 0.01% |
| INCOR SERVICES INC3 | 1500 EAST BETHANY HOME ROAD SUITE 200 PHOENIX, AZ 85014 | METROPOLITAN LIFE INSURANCE COMPANY | $22K | — | $22K | 14.22% |
| INCOR SERVICES INC3 | — | ALPHA DENTAL OF ARIZONA, INC. | $22K | — | $22K | 15.02% |
| INCOR SERVICES INC3 Filed as: INCOR SERVICES, INC. | 1500 EAST BETHANY HOME ROAD SUITE 200 PHOENIX, AZ 85014 | VISION SERVICE PLAN | $13K | — | $13K | 10.03% |
| INCOR SERVICES INC3 Filed as: INCOR SERVICES | 1500 EAST BETHANY HOME ROAD SUITE 200 PHOENIX, AZ 85014 | DELTA DENTAL OF ARIZONA | $12K | — | $12K | 11.15% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,675 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,675 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS & BLUE SHIELD OF ARIZONA | 40 | $14.8M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF ARIZONA | 2,957 | $1.4M |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 1,596 | $232K |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 1,402 | $836K |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 1,402 | $836K |
| Long-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 1,402 | $836K |
| Other(4 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,600 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,957 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.