| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CREST INSURANCE GROUP LLC3 Filed as: CREST INSURANCE GROUP | 5285 E WILLIAMS CIRCLE STE 4500 TUCSON, AZ 85711 | BLUE CROSS BLUE SHIELD OF ARIZONA | $35K | $0 | $35K | 6.07% |
| CREST INSURANCE GROUP LLC3 Filed as: CREST INSURANCE GROUP | 5285 WILLIAMS CIRCLE STE 4500 TUCSON, AZ 85711 | METROPOLITIAN LIFE INSURANCE COMPANY | $10K | $50 | $11K | 9.36% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITIAN LIFE INSURANCE COMPANY | $5K | $1K | $6K | 5.10% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITIAN LIFE INSURANCE COMPANY | $0 | $5K | $5K | 4.14% |
| CREST INSURANCE GROUP LLC3 Filed as: CREST INSURANCE GROUP | 5285 E WILLIAMS CIRCLE STE 4500 TUCSON, AZ 85711 | NEW BENEFITS | $1K | $0 | $1K | 16.61% |
| LOVITT AND TOUCHE, INC.3 Filed as: LOVITT & TOUCHE INC | PO BOX 741259 LOS ANGELES, CA 90074 | METROPOLITIAN LIFE INSURANCE COMPANY | $1K | $38 | $1K | 18.45% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITIAN LIFE INSURANCE COMPANY | $242 | $52 | $294 | 5.03% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITIAN LIFE INSURANCE COMPANY | $0 | $242 | $242 | 4.14% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 250 PEHLE AVE STE 400 PARK 80 PLAZA 2 SADDLE BROOK, NJ 07663 | METROPOLITIAN LIFE INSURANCE COMPANY | $0 | $63 | $63 | 1.08% |
| LIAZON BENEFITS INC3 | 199 SCOTT ST FL 8 BUFFALO, NY 14204 | METROPOLITIAN LIFE INSURANCE COMPANY | $0 | $7 | $7 | 0.12% |
| LOVITT AND TOUCHE, INC.3 Filed as: LOVITT & TOUCHE INC | PO BOX 741259 LOS ANGELES, CA 90074 | METROPOLITIAN LIFE INSURANCE COMPANY | $745 | $38 | $783 | 19.74% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITIAN LIFE INSURANCE COMPANY | $174 | $37 | $211 | 5.32% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BENEFIT ADMINSTRATORS | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITIAN LIFE INSURANCE COMPANY | $0 | $174 | $174 | 4.39% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 250 PEHLE AVE STE 400 PARK 80 PLAZA 2 SADDLE BROOK, NJ 07663 | METROPOLITIAN LIFE INSURANCE COMPANY | $0 | $45 | $45 | 1.13% |
| LIAZON BENEFITS INC3 | 199 SCOTT ST FL 8 BUFFALO, NY 14204 | METROPOLITIAN LIFE INSURANCE COMPANY | $0 | $9 | $9 | 0.23% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 163 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 163 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF ARIZONA | 175 | $581K |
| Dental | BLUE CROSS BLUE SHIELD OF ARIZONA | 175 | $571K |
| Vision | METROPOLITIAN LIFE INSURANCE COMPANY | 163 | $112K |
| Life insurance | METROPOLITIAN LIFE INSURANCE COMPANY | 163 | $112K |
| Short-term disability | METROPOLITIAN LIFE INSURANCE COMPANY | 163 | $112K |
| Long-term disability | METROPOLITIAN LIFE INSURANCE COMPANY | 163 | $112K |
| Other(2 contracts, 2 carriers) | METROPOLITIAN LIFE INSURANCE COMPANY | 163 | $118K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 175 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.