| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOVITT AND TOUCHE, INC.3 | UNKNOWN TUCSON, AZ 85746 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $118K | $7K | $125K | 5.61% |
| LOVITT AND TOUCHE, INC.3 | 1050 WEST WASHINGTON STREET SUITE 233 TEMPE, AZ 85281 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $23K | $10K | $33K | 16.05% |
| CATHERINE DAVIS3 Filed as: CATHERINE B. DAVIS | 9160 EAST LOMA LINDA PLACE TUCSON, AZ 85749 | AFLAC | $4K | $60 | $4K | 6.97% |
| TREVOR BRYAN DAVIS Filed as: TREVOR B. DAVIS AND OTHER AGENTS | 9160 EAST LOMA LINDA PLACE TUCSON, AZ 85749 | AFLAC | $2K | $0 | $2K | 3.49% |
| LOVITT AND TOUCHE, INC.3 | PO BOX 32702 TUCSON, AZ 85751 | AFLAC | $2K | $233 | $2K | 3.48% |
| SETH G KNOWLTON3 Filed as: SETH G. KNOWLTON | PO BOX 68766 TUCSON, AZ 85737 | AFLAC | $1K | $12 | $1K | 1.95% |
| DAVID R LATTIMER3 Filed as: DAVID R. LATTIMER | 3029 NORTH SONORAN HILLS MESA, AZ 85207 | AFLAC | $572 | $3 | $575 | 1.00% |
| KIMBERLY J RODRIGUEZ3 Filed as: KIMBERLY J. RODRIGUEZ | 37057 SOUTH GAMBEL QUAIL DRIVE MARANA, AZ 85658 | AFLAC | $510 | $9 | $519 | 0.90% |
| LOVITT AND TOUCHE, INC.3 Filed as: LOVITT AND TOUCHE INC. | PO BOX 32702 TUCSON, AZ 85751 | AFLAC | $160 | $0 | $160 | 0.28% |
| LOVITT AND TOUCHE, INC.3 | PO BOX 32702 TUCSON, AZ 85751 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $2K | $0 | $2K | 9.28% |
| JOHNSON RESOURCES3 | 7373 EAST DOUBLETREE RANCH SUITE 200 SCOTTSDALE, AZ 85258 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $497 | $0 | $497 | 1.86% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 321 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 328 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 486 | $2.2M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 486 | $2.2M |
| Vision | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | 404 | $27K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 321 | $207K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 321 | $207K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 321 | $207K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 486 | $2.2M |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 321 | $207K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 486 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.