| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOHNSON INSURANCE SERVICES LLC3 | 1103 HUNTER DRIVE MOUNT PLEASANT, WI 53406 | BLUE CROSS BLUE SHIELD OF ARIZONA | $35K | $0 | $35K | 3.77% |
| LOVITT AND TOUCHE, INC.3 | PO BOX 32702 TUCSON, AZ 85751 | BLUE CROSS BLUE SHIELD OF ARIZONA | $11K | $0 | $11K | 1.23% |
| JOHNSON INSURANCE SERVICES LLC3 Filed as: JOHNSON INSURANCE SERVICES, LLC | 1103 HUNTER DRIVE MOUNT PLEASANT, WI 53406 | UNION SECURITY INSURANCE COMPANY | $6K | — | $6K | 6.75% |
| LOVITT AND TOUCHE, INC.3 | PO BOX 32702 TUCSON, AZ 85751 | UNION SECURITY INSURANCE COMPANY | $3K | $0 | $3K | 3.28% |
| JOHNSON INSURANCE SERVICES LLC3 Filed as: JOHNSON INSURANCE SERVICES, LLC | 318 SOUTH WASHINGTON STREET SUITE 200 GREEN BAY, WI 54301 | UNION SECURITY INSURANCE COMPANY | $1K | $0 | $1K | 1.75% |
| JOHNSON INSURANCE SERVICES LLC3 Filed as: JOHNSON INSURANCE SERVICES, LLC | 1001 WEST SOUTHERN AVENUE MESA, AZ 85210 | UNION SECURITY INSURANCE COMPANY | $0 | $1K | $1K | 1.40% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | UNION SECURITY INSURANCE COMPANY | $1K | $0 | $1K | 1.31% |
| JOHNSON INSURANCE SERVICES LLC3 Filed as: JOHNSON INSURANCE SERVICES, LLC | 555 MAIN STREET, SUITE 291 RACINE, WI 53403 | HARTFORD LIFE AND ACCIDENT | $2K | $0 | $2K | 8.40% |
| LOVITT AND TOUCHE, INC.3 | PO BOX 32702 TUCSON, AZ 85751 | HARTFORD LIFE AND ACCIDENT | $520 | $0 | $520 | 2.66% |
| JOHNSON INSURANCE SERVICES LLC3 Filed as: JOHNSON INSURANCE SERVICES, LLC | 1001 WEST SOUTHERN AVENUE SUITE 101 MESA, AZ 85210 | HARTFORD LIFE AND ACCIDENT | $0 | $30 | $30 | 0.15% |
| JOHNSON INSURANCE SERVICES LLC3 Filed as: JOHNSON INSURANCE SERVICES, LLC | 1103 HUNTER DRIVE MOUNT PLEASANT, WI 53406 | UNITED DENTAL CARE OF ARIZONA, INC | $848 | $0 | $848 | 6.58% |
| LOVITT AND TOUCHE, INC.3 | PO BOX 32702 TUCSON, AZ 85751 | UNITED DENTAL CARE OF ARIZONA, INC | $436 | $0 | $436 | 3.39% |
| JOHNSON INSURANCE SERVICES LLC3 Filed as: JOHNSON INSURANCE SERVICES, LLC | 1001 WEST SOUTHERN AVENUE MESA, AZ 85210 | UNITED DENTAL CARE OF ARIZONA, INC | $0 | $219 | $219 | 1.70% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 148 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 148 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ARIZONA | 132 | $917K |
| Dental(2 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 105 | $97K |
| Vision | UNION SECURITY INSURANCE COMPANY | 105 | $84K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 196 | $20K |
| Short-term disability | UNION SECURITY INSURANCE COMPANY | 105 | $84K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 196 | $20K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ARIZONA | 132 | $917K |
| Other(3 contracts, 3 carriers) | UNION SECURITY INSURANCE COMPANY | 196 | $108K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 196 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.