See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 11 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 6 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM BLUE CROSS LIFE AND HEALTH EIN 95-4331852 CONTRACT ADMIN | Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Contract Administrator; Float revenue; Claims processing Service code 12 | — | $3.6M |
| CIGNA EIN 06-0303370 CLAIMS ADMIN | Claims processing; Contract Administrator; Named fiduciary; Float revenue; Participant communication; Other services; Direct payment from the plan; Non-monetary compensation Service code 12 | — | $549K |
| REDBRICK HEALTH EIN 20-5250594 SERVICE PROVIDER | Other fees Service code 99 | — | $496K |
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 CONTRACT ADMIN | Contract Administrator Service code 13 | — | $217K |
| MATRIX ABSENCE MANAGEMENT, INC EIN 77-0493584 NONE | Claims processing Service code 12 | — | $203K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,883 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 7,883 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA HEALTHCARE OF CALIFORNIA | 2,529 | $12.0M |
| Dental | CONNECTICUT GERNEAL LIFE INSURANCE COMPANY | 1,575 | $316K |
| Vision | VISION SERVICE PLAN | 6,131 | $1.3M |
| Long-term disability | STANDARD INSURANCE COMPANY | 7,319 | $3.0M |
| Other(8 contracts, 6 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 12,326 | $5.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 12,326 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.