| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: BENEFIT COMMERCE GROUP LLC | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | BLUE CROSS BLUE SHIELD OF ARIZONA | $98K | $0 | $98K | 4.72% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BENEFIT COMMERCE GROUP LLC | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | UNION SECURITY INSURANCE COMPANY | $13K | $0 | $13K | 10.01% |
| KAREN MARIE JONES Filed as: KAREN JONES | 16211 N SCOTTSDALE RD STE A61 #614 SCOTTSDALE, AZ 85254 | AFLAC | $6K | $261 | $6K | 7.00% |
| NANCY ELLEN CARLSON Filed as: NANCY CARLSON | 17434 N PARADISE PARK DR PHOENIX, AZ 85032 | AFLAC | $1K | $32 | $1K | 1.16% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: BENEFIT COMMERCE GROUP LLC | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | AFLAC | $790 | $0 | $790 | 0.85% |
| KIM J JONES Filed as: KIM JONES | PO BOX 13081 SCOTTSDALE, AZ 85267 | AFLAC | $655 | $0 | $655 | 0.71% |
| SHAWN HOLTORF | 5522 W NORTHWOOD DR GLENDALE, AZ 85310 | AFLAC | $655 | — | $655 | 0.71% |
| KORI A ALLEN Filed as: KORI ALLEN | 16211 N SCOTTSDALE RD 614 SCOTTSDALE, AZ 85254 | AFLAC | $593 | $5 | $598 | 0.65% |
| RANDY DOPITA | 16211 N SCOTTSDALE RD STE A6A #614 SCOTTSDALE, AZ 85254 | AFLAC | $419 | $83 | $502 | 0.54% |
| JEFFREY A KLEINMAN SR Filed as: JEFFREY KLEINMAN SR | 3420 E SHEA BLVD STE 168 PHOENIX, AZ 85028 | AFLAC | $369 | $0 | $369 | 0.40% |
| CLINTON CHARLES ZELEZ Filed as: CLINTON ZELEZ | 6986 W QUAIL AVE GLENDALE, AZ 85308 | AFLAC | $337 | $0 | $337 | 0.36% |
| DEBRA TORNBERG | 18001 N 79TH AVE STE C62 GLENDALE, AZ 85308 | AFLAC | $284 | $9 | $293 | 0.32% |
| SCOTT WEBB | 12366 W MILTON DR PEORIA, AZ 85383 | AFLAC | $259 | $0 | $259 | 0.28% |
| TREVOR NORENBERG | 4552 LAHINCH ST RAPID CITY, SD 57702 | AFLAC | $147 | $65 | $212 | 0.23% |
| MICHAEL SHAUN DAGEN Filed as: MICHAEL DAGEN | 13764 W JESSE RED DR PEORIA, AZ 85383 | AFLAC | $134 | $65 | $199 | 0.22% |
| BARBARA ANN MCNAUGHTON Filed as: BARBARA MCNAUGHTON | 4910 CORPORATE DR NW STE G HUNTSVILLE, AL 35805 | AFLAC | $171 | $10 | $181 | 0.20% |
| ALFREDO VARGAS | 6230 N FLORENCE AVE LITCHFIELD PARK, AZ 85340 | AFLAC | $168 | $10 | $178 | 0.19% |
| SCOTT W BLACKSHEAR Filed as: SCOTT GUTHRIE | 14227 N 14TH ST PHOENIX, AZ 85022 | AFLAC | $152 | $3 | $155 | 0.17% |
| JEFFERY S GIBSON Filed as: JEFFERY GIBSON | 3009 HUNTON COTTAGE LN GLEN ALLEN, VA 23059 | AFLAC | $134 | $0 | $134 | 0.14% |
| JASON ELIJAH ANGEL Filed as: JASON ANGEL | 3850 E BASELINE RD STE 116 MESA, AZ 85206 | AFLAC | $60 | $0 | $60 | 0.06% |
| JAMI GONZALEZ | 1201 E EL CAMINO DR PHOENIX, AZ 85020 | AFLAC | $57 | $2 | $59 | 0.06% |
| CHAD P SCHNEIDER Filed as: CHAD SCHNEIDER | 360 W HUBBARD ST APT 1105 CHICAGO, IL 60654 | AFLAC | $51 | $0 | $51 | 0.06% |
| RUSSELL M FERREE Filed as: RUSSELL FERREE | 14697 W EDGEMONT AVE GOODYEAR, AZ 85395 | AFLAC | $20 | $0 | $20 | 0.02% |
| ORIN LEE WILLIAMS Filed as: ORIN WILLIAMS | 313 N CORRINE DR GILBERT, AZ 85234 | AFLAC | $19 | $0 | $19 | 0.02% |
| SHARON MCKELVEY | 197 N NOTTINGHAM LN LOT 3 PAYSON, AZ 85541 | AFLAC | $16 | $0 | $16 | 0.02% |
| MICHAEL G GLADNICK | 3850 E BASELINE RD STE 116 MESA, AZ 85206 | AFLAC | $13 | $0 | $13 | 0.01% |
| NATALIE MALHAM | 3850 E BASELINE RD STE 116 MESA, AZ 85206 | AFLAC | $13 | $0 | $13 | 0.01% |
| RYAN KADAVY | 8542 W FOOTHILL DR PEORIA, AZ 85383 | AFLAC | $12 | $0 | $12 | 0.01% |
| MELISSA A SCHOFIELD Filed as: MELISSA SCHOFIELD | 11620 N 39TH ST PHOENIX, AZ 85028 | AFLAC | $8 | $0 | $8 | 0.01% |
| ZAKERY HARLOW | 2960 N ACADEMY BLVD STE 101 COLORADO SPRINGS, CO 80917 | AFLAC | $8 | $0 | $8 | 0.01% |
| GREGORY STENZEL | 1249 KIOWA DR W GAINSVILLE, TX 76240 | AFLAC | $7 | $0 | $7 | 0.01% |
| PREFERRED MARKETING CORP | 1194 E LAKEVIEW DR SAN TAN VALLEY, AZ 85143 | AFLAC | $5 | $0 | $5 | 0.01% |
| LAUREL L HARLOW Filed as: LAUREL HARLOW | 6200 W ROAN PL TUCSON, AZ 85743 | AFLAC | $3 | $0 | $3 | 0.00% |
| WILLIAM J SHARP Filed as: WILLIAM SHARP | 17836 N 43RD WAY PHOENIX, AZ 85032 | AFLAC | $2 | $0 | $2 | 0.00% |
| TIMOTHY MARTIN | 20516 N 80TH LN PEORIA, AZ 85382 | AFLAC | $2 | $0 | $2 | 0.00% |
| MICHAEL G RYAN Filed as: MICHAEL RYAN | 836 HOOSIER PASS PRESCOTT, AZ 86301 | AFLAC | $1 | $0 | $1 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BENEFIT COMMERCE GROUP LLC | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $14K | $0 | $14K | 15.00% |
| AXA ASSISTANCE, USA5 | 122 SOUTH MICHIGAN AVENUE STE 1100 CHICAGO, IL 606036115 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $0 | $81 | $81 | 0.09% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: BENEFIT COMMERCE GROUP LLC | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | ARIZONA EYECARE ALLIANCE | $6K | $0 | $6K | 10.00% |
| AREA SALES DIRECTOR VCD | REID NELSON PO BOX 30789 MESA, AZ 85275 | ARIZONA EYECARE ALLIANCE | $3K | $0 | $3K | 5.00% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: BENEFIT COMMERCE GROUP LLC | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $0 | $4K | 16.28% |
| MARQUEZ BENEFIT GROUP LLC | 11225 N 28TH DRIVE PHOENIX, AZ 85029 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $2K | $3K | 13.87% |
| JEFFRY MICHAEL DORN | 19621 N 36TH ST PHOENIX, AZ 85050 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $1K | $3K | 12.59% |
| CHANDA MANSKE | 4636 N 94TH LN PHOENIX, AZ 85037 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $663 | $3K | 11.21% |
| VICKI LYNN PARSONS | 5804 W GOLDEN LN GLENDALE, AZ 85302 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $701 | $493 | $1K | 5.25% |
| AUSTIN WALTON | 14414 N 44TH DR GLENDALE, AZ 85306 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $495 | $182 | $677 | 2.98% |
| DAVID DOUGLAS MANSKE | 4636 N 94TH LN PHOENIX, AZ 85037 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $191 | $312 | $503 | 2.21% |
| SANDRA HIGHSMITH | 9234 N 32ND PLACE PHOENIX, AZ 85028 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $268 | $0 | $268 | 1.18% |
| PECK FINANCIAL SERVICES INC Filed as: PECK FINANCIAL SERVICES INC. | 27566 N 98TH LN PEORIA, AZ 85383 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $193 | $21 | $214 | 0.94% |
| BILL HIGHSMITH | 9234 N 32ND PLACE PHOENIX, AZ 85028 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $68 | $0 | $68 | 0.30% |
| JOHN T OSBORNE | 8801 EAST 29TH STREET TUCSON, AZ 85710 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.05% |
| JOSEPH QUINTANA | 27 N COUNTRY CLUB DR PHOENIX, AZ 85014 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | $0 | $6 | 0.03% |
| REYNALDO R GRAJEDA | 4915 CAMINO DE MONTE NE ALBUQUERQUE, NM 87111 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | $0 | $5 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 193 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 196 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ARIZONA | 127 | $2.1M |
| Dental | UNION SECURITY INSURANCE COMPANY | 157 | $126K |
| Vision(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF ARIZONA | 619 | $2.1M |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 211 | $90K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 211 | $90K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ARIZONA | 127 | $2.1M |
| Other | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 211 | $90K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 619 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.