| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOVITT AND TOUCHE, INC.3 Filed as: LOVITT & TOUCHE INC | PO BOX 32702 TUCSON, AZ 85751 | BLUE CROSS BLUE SHIELD OF AZ | $70K | $20K | $90K | 21.25% |
| LOVITT AND TOUCHE, INC.3 Filed as: LOVITT & TOUCHE INC | 1050 W WASHINGTON ST STE 233 TEMPE, AZ 85281 | AMERITAS LIFE INSURANCE CORP. | $15K | $5K | $20K | 5.46% |
| LOVITT AND TOUCHE, INC.3 Filed as: LOVITT & TOUCHE INC | 7202 E ROSEWOOD ST STE 200 TUCSON, AZ 85710 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $16K | $7K | $23K | 12.18% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 7202 E ROSEWOOD ST STE 200 TUCSON, AZ 85710 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $0 | $3K | 1.62% |
| LIAZON BENEFITS INC5 | 199 SCOTT ST FL 8 BUFFALO, NY 14204 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $3K | $3K | 1.45% |
| LOVITT AND TOUCHE, INC.3 Filed as: LOVITT & TOUCHE INC | 7202 E ROSEWOOD ST STE 200 TUCSON, AZ 85710 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18K | $0 | $18K | 22.53% |
| STEVEN R WEINER3 | 13266 W MULBERRY DRIVE LITCHFIELD PARK, AZ 85340 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13K | $0 | $13K | 16.53% |
| SCOTT W BLACKSHEAR3 Filed as: SCOTT M GUTHRIE | 14227 N 14TH STREET PHOENIX, AZ 85022 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 1.94% |
| TIMOTHY KNEIDEL3 Filed as: TIMOTHY W KNEIDEL | 28631 N 45TH WAY CAVE CREEK, AZ 85331 | CONTINENTAL AMERICAN INSURANCE COMPANY | $225 | $0 | $225 | 0.29% |
| ROBERT ALLEN3 | 10752 W ROWEL ROAD PEORIA, AZ 85383 | CONTINENTAL AMERICAN INSURANCE COMPANY | $103 | $0 | $103 | 0.13% |
| ROBERT ALLEN3 | 10752 W. ROWEL RD PEORIA, AZ 85383 | CONTINENTAL AMERICAN INSURANCE COMPANY | $103 | $0 | $103 | 0.13% |
| JEANETTE Y DURRANI3 | 11 S CENTRAL AVE APT 2115 PHOENIX, AZ 85004 | CONTINENTAL AMERICAN INSURANCE COMPANY | $57 | $0 | $57 | 0.07% |
| LOVITT AND TOUCHE, INC.3 Filed as: LOVITT & TOUCHE INC | PO BOX 32702 TUCSON, AZ 85751 | SUPERIOR VISION | $5K | — | $5K | 10.00% |
| LOVITT AND TOUCHE, INC.3 Filed as: LOVITT & TOUCHE INC | 7202 E ROSEWOOD ST STE 200 TUCSON, AZ 85710 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $3K | $9K | — |
| LIAZON BENEFITS INC5 Filed as: LIAZON CORPORATION | 199 SCOTT ST FL 8 BUFFALO, NY 14204 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $1K | $1K | — |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 7202 E ROSEWOOD ST STE 200 TUCSON, AZ 85710 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 486 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 486 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF AZ | 404 | $425K |
| Dental | AMERITAS LIFE INSURANCE CORP. | 454 | $362K |
| Vision(3 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD OF AZ | 454 | $835K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 0 | $0 |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 458 | $187K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 458 | $187K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF AZ | 404 | $425K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF AZ | 404 | $425K |
| Other(4 contracts, 4 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 486 | $78K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 486 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.