| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PAUL S ALLEN3 | 75 MARKET ST, SUITE 401 PORTLAND, ME 04101 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $79K | $7K | $86K | 4.99% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP | 80 SOUTH 8TH STREET, SUITE 700 MINNEAPOLIS, MN 55402 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $7K | — | $7K | 0.41% |
| ALLEN, PAUL, SELLERS3 Filed as: ALLEN, PAUL | 75 MARKET STREET, SUITE 401 PORTLAND, ME 04101 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $61K | — | $61K | 9.25% |
| THE FARMINGTON COMPANY3 | 30 WATERSIDE DR PO BOX 527 FARMINGTON, CT 06034 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $14K | $943 | $15K | 15.62% |
| THE BUCKLEY GROUP OF PORTLAND INC3 | 75 MARKET ST, SUITE 401 PORTLAND, ME 04101 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $3K | — | $3K | 2.74% |
| ALLEN, PAUL, SELLERS3 | 75 MARKET ST, SUITE 401 PORTLAND, ME 04101 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 2.37% |
| PAUL S ALLEN3 | 75 MARKET STREET, SUITE 401 PORTLAND, ME 04101 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $12K | — | $12K | 12.61% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP | 80 SOUTH 8TH STREET, SUITE 700 MINNEAPOLIS, MN 55402 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 2.39% |
| BUSINESS INSURANCE AGENCY3 | PO BOX 469 AUGUSTA, ME 04330 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $225 | $225 | 0.23% |
| PAUL S ALLEN3 | 75 MARKET STREET, SUITE 401 PORTLAND, ME 04101 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $11K | — | $11K | 12.61% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP | 80 SOUTH 8TH STREET, SUITE 700 MINNEAPOLIS, MN 55402 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 2.39% |
| BUSINESS INSURANCE AGENCY3 | PO BOX 469 AUGUSTA, ME 04330 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $212 | $212 | 0.23% |
| PAUL SELLERS ALLEN3 Filed as: PAUL ALLEN | 75 MARKET STREET PORTLAND, ME 04101 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | — | $11K | 13.36% |
| THE BUCKLEY GROUP OF PORTLAND INC3 Filed as: THE BUCKLEY GROUP OF PORTLAND | PO BOX 130 AUBURN, ME 04212 | METROPOLITAN LIFE INSURANCE COMPANY | $373 | — | $373 | 0.45% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP | 80 SOUTH 8TH STREET, SUITE 700 MINNEAPOLIS, MN 55402 | ANTHEM HEALTH PLANS OF MAINE, INC. | $350 | — | $350 | 0.92% |
| BGA INSURANCE AGENCY3 | 31 COURT STREET 3RD FL AUBURN, ME 04210 | ANTHEM HEALTH PLANS OF MAINE, INC. | $262 | — | $262 | 0.69% |
| BGA FINANCIAL3 Filed as: BGA FINANCIAL INC | PO BOX 130 AUBURN, ME 04212 | ANTHEM HEALTH PLANS OF MAINE, INC. | -$22 | — | -$22 | -0.06% |
| THE FARMINGTON COMPANY3 | 30 WATERSIDE DR PO BOX 527 FARMINGTON, CT 06034 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $618 | $6K | 28.07% |
| THE BUCKLEY GROUP OF PORTLAND INC3 | 75 MARKET ST STE 401 PORTLAND, ME 04101 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 8.37% |
| BGA FINANCIAL3 | 31 COURT ST, 3RD FLOOR AUBURN, ME 04210 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $18 | $18 | 0.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,085 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,093 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF COLORADO | 847 | $2.4M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 847 | $660K |
| Vision | ANTHEM HEALTH PLANS OF MAINE, INC. | 581 | $38K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,317 | $83K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 284 | $90K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 241 | $96K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 847 | $660K |
| Other(3 contracts, 3 carriers) | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 1,317 | $201K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,317 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.