| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SCHWARZ INSURANCE AGENCY INC3 | 1420 N RIDGE DR PRARIE DU SAC, WI 53578 | UNITEDHEALTHCARE INSURANCE COMPANY | $23K | — | $23K | 0.93% |
| USI INSURANCE SERVICES LLC3 | 1154 CONNER ST NOBLESVILLE, IN 46060 | UNITEDHEALTHCARE INSURANCE COMPANY | $16K | — | $16K | 0.65% |
| ASSUREDPARTNERS3 Filed as: SHEPHERD INSURANCE LLC | 111 CONGRESSIONAL BLVD STE 200 CARMEL, IN 460325638 | UNITEDHEALTHCARE INSURANCE COMPANY | $10K | — | $10K | 0.38% |
| SEEMAN HOLTZ PROPERTY & CASUALTY LL3 | 1154 CONNER ST NOBLESVILLE, IN 46060 | UNITEDHEALTHCARE INSURANCE COMPANY | $9K | — | $9K | 0.38% |
| LOCASCIO HADDEN & DENNIS LLC3 | 250 W 96TH ST STE 350 INDIANAPOLIS, IN 46260 | UNITEDHEALTHCARE INSURANCE COMPANY | $7K | — | $7K | 0.28% |
| FIRST CHOICE INSURANCE AGENCY3 Filed as: FIRST CHOICE INSURANCE AGENCY INC | 1359 N WESTWOOD BLVD POPLAR BLUFF, MO 639013313 | UNITEDHEALTHCARE INSURANCE COMPANY | $7K | — | $7K | 0.27% |
| FREEMAN WILL & NIEMEIER3 | 1919 W FRANKLIN ST EVANSVILLE, IN 47712 | UNITEDHEALTHCARE INSURANCE COMPANY | $6K | — | $6K | 0.24% |
| MEYERS GLAROS GROUP LLC3 Filed as: MEYERS GLAROS LLC | 8605 BROADWAY, SUITE A MERRILLVILLE, IN 46410 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | — | $4K | 0.17% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 303395946 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | — | $4K | 0.16% |
| KEYSTONE INSURANCE & BENEFITS GROUP3 | 13800 JACKSON RD MISHAWAKA, IN 465449195 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 0.13% |
| RONALD F REMAK INSURANCE INC3 | 306 S STATE ROAD 446 BLOOMINGTON, IN 47401 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 0.12% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES, LLC | 11611 N MERIDIAN ST STE 230 CARMEL, IN 46032 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.08% |
| NEFOUSE & ASSOCIATES, INC.3 Filed as: NEFOUSE & ASSOCIATES INC | 8435 KEYSTONE XING STE 160 INDIANAPOLIS, IN 46240 | UNITEDHEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 0.05% |
| MAXEY & ASSOCIATES INSURANCE INCORP3 | 310 W US HIGHWAY 6 VALPARAISO, IN 46385 | UNITEDHEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 0.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 405 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 405 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 405 | $2.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 405 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.