| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSURICA, INC.3 Filed as: INSURICA TX INSURANCE SERVICES INC | 2400 N. GLENVILLE DRIVE SUITE B125 RICHARDSON, TX 75082 | BLUECROSS BLUESHIELD OF TEXAS | $97K | $41 | $97K | 4.41% |
| GULF COAST INSURANCE AGENCY3 Filed as: GULF COAST INSURANCE AGENCY INC | P.O. BOX 7628 BEAUMONT, TX 77726 | BLUECROSS BLUESHIELD OF TEXAS | $9K | $4 | $9K | 0.43% |
| RAYMART INC.3 | 7220 EASTEX FREEWAY BEAUMONT, TX 77708 | BLUECROSS BLUESHIELD OF TEXAS | — | $10 | $10 | 0.00% |
| INSURICA, INC.3 Filed as: INSURICA TX INSURANCE SERVICES INC | 1425 WELLINGTON CIRCLE BEAUMONT, TX 77706 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17K | $2K | $19K | 10.90% |
| JAMIE S POPE3 | 1225 NOTTINGHAM LANE BEAUMONT, TX 77706 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $2K | $9K | 5.25% |
| DARIN POTTS3 | 100 DETERING STREET APARTMENT 2128 HOUSTON, TX 77007 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $2K | $4K | 2.20% |
| HOWARD HOROWITZ3 Filed as: HOWARD J HOROWITZ | 2610 ALCOTT STREET CARMEL, IN 46032 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $1K | $4K | 2.19% |
| BOWLES INSURANCE SERVICES LLC3 | 12816 SOUTH WINDNG PINES DRIVE TOMBALL, TX 77375 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $1K | $4K | 2.10% |
| BILLY MARK ROBERSON3 | 19210 BOCA DEL MAR SAN ANTONIO, TX 78258 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $12 | $2K | 0.90% |
| DEACON CHARLES KAVANAUGH3 | 6336 HILL CREEK DRIVE THE COLONY, TX 75056 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $102 | $1K | 0.67% |
| KATY JOY BUFORD3 | 4516 FM 1131 BUNA, TX 77612 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $713 | $187 | $900 | 0.52% |
| WAYNE JAMES PITRIE3 | 9737 BEVLYN DRIVE HOUSTON, TX 77025 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $653 | $1 | $654 | 0.38% |
| ROBERT RUSHING3 | 223 WEST ANDERSON LANE SUITE A106 AUSTIN, TX 78752 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $173 | $78 | $251 | 0.15% |
| MPART BENEFITS INC3 | 100 ALBRIGHT LANE PROSPER, TX 75078 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $135 | $115 | $250 | 0.14% |
| TINA M KIRKLAND3 | 2690 THOMAS ROAD BEAUMONT, TX 77706 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $193 | $15 | $208 | 0.12% |
| ROBERT P SAUNDERS3 | 595 ORLEANS STREET SUITE 822-A BEAUMONT, TX 77701 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $68 | $95 | $163 | 0.09% |
| MANUEL FUENTES3 | 63 MARIPOSA PARKWAY WEST BOERNE, TX 78006 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $156 | — | $156 | 0.09% |
| OMAR MENDOZA3 | 26326 ROCKWALL PARKWAY NEW BRAUNFELS, TX 78132 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $154 | — | $154 | 0.09% |
| STEVEN WOOD3 | 25635 WEIGELA SAN ANTONIO, TX 78261 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | $11 | $18 | 0.01% |
| AMY ELIZABETH TRIOLA3 | 106 THOMAS STREET TROUP, TX 75789 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | — | $14 | 0.01% |
| GULF COAST INSURANCE AGENCY3 Filed as: GULF COAST INSURANCE AGENCY INC | PO BOX 7628 BEAUMONT, TX 77726 | BLUECROSS BLUESHIELD OF TEXAS | $10K | — | $10K | 13.61% |
| INSURICA, INC.3 Filed as: INSURICA TX INSURANCE SERVICES INC | 1425 WELLINGTON CIRCLE BEAUMONT, TX 77706 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $975 | $103 | $1K | 11.14% |
| JAMIE S POPE3 | 1225 NOTTINGHAM LANE BEAUMONT, TX 77706 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $92 | $12 | $104 | 1.07% |
| BOWLES INSURANCE SERVICES LLC3 | 12816 SOUTH WINDNG PINES DRIVE TOMBALL, TX 77375 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $61 | $10 | $71 | 0.73% |
| BXS INSURANCE INC3 Filed as: CADENCE INSURANCE INC | 2909 13TH STREET 4TH FLOOR GULFPORT, MS 39502 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | — | $1 | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 263 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 263 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 285 | $2.2M |
| Dental | BLUECROSS BLUESHIELD OF TEXAS | 285 | $2.2M |
| Vision | BLUECROSS BLUESHIELD OF TEXAS | 141 | $77K |
| Life insurance(2 contracts) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 248 | $183K |
| Short-term disability | BLUECROSS BLUESHIELD OF TEXAS | 141 | $77K |
| Long-term disability | BLUECROSS BLUESHIELD OF TEXAS | 141 | $77K |
| Other(2 contracts) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 248 | $183K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 285 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.