| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RICHARD GRENAY3 Filed as: RICHARD J. GRENAY | 5250 CORPORATE DRIVE, SUITE 200 TROY, MI 48089 | BLUE CARE NETWORK OF MICHIGAN | $25K | $0 | $25K | 1.48% |
| BRANDON M. WESLOCK3 | 1605 CONCENTRIC BOULEVARD, SUITE 1 SAGINAW, MI 48604 | BLUE CARE NETWORK OF MICHIGAN | $21K | $0 | $21K | 1.24% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN AND BROWN INSURANCE SERVICE | 5250 CORPORATE DRIVE, SUITE 200 TROY, MI 48098 | BLUE CARE NETWORK OF MICHIGAN | $0 | $2K | $2K | 0.10% |
| RICHARD GRENAY3 Filed as: RICHARD J. GRENAY | 5250 CORPORATE DRIVE, SUITE 200 TROY, MI 48089 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $11K | $0 | $11K | 1.55% |
| BRANDON M. WESLOCK3 | 1605 CONCENTRIC BOULEVARD, SUITE 1 SAGINAW, MI 48604 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $10K | $0 | $10K | 1.39% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN AND BROWN INSURANCE SERVICE | 5250 CORPORATE DRIVE, SUITE 200 TROY, MI 48098 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $0 | $639 | $639 | 0.09% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN & BROWN INS. SERVICES, INC. | 5250 CORPORATE DRIVE, SUITE 200 TROY, MI 48098 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $22K | $0 | $22K | 5.96% |
| STRATEGIC NON-MEDICAL SLTNS LLC3 Filed as: STRATEGIC NON-MEDICAL SLTNS, LLC | ONE BEACON STREET, SUITE 17100 BOSTON, MA 02108 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $17K | $17K | 4.67% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN & BROWN INS. SERVICES, INC. | 2851 CHARLEVOIX DRIVE SE, SUITE 220 GRAND RAPIDS, MI 49546 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $17K | $0 | $17K | 4.59% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN & BROWN INS. SERVICES, INC. | 11220 ASSETT LOOP, SUITE 304 MANASSAS, VA 20109 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $4K | $4K | 1.20% |
| BROWN & BROWN INSURANCE SERVICES3 | 111 SOUTH LEROY STREET, SUITE 205 FENTON, MI 48430 | VISION SERVICE PLAN | $3K | — | $3K | 9.98% |
| RICHARD P SOMMERS3 Filed as: RICHARD SOMMERS | 29800 TELEGRAPH ROAD SOUTHFIELD, MI 48034 | BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 17.55% |
| LIFETIME FINANCIAL GROWTH OF MI3 | 10 HUDSON YARDS NEW YORK, NY 10001 | BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA | — | $3K | $3K | 16.19% |
| WILSHIRE BENEFITS GROUP INC3 Filed as: WILSHIRE BENEFITS GROUP, INC. | 901 WILSHIRE DRIVE, SUITE 330 TROY, MI 48084 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $29 | $0 | $29 | 1.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 243 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 243 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 253 | $2.4M |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 243 | $365K |
| Vision | VISION SERVICE PLAN | 160 | $25K |
| Life insurance(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 243 | $367K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 243 | $365K |
| Long-term disability(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 243 | $381K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 253 | $2.4M |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 243 | $365K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 253 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.