Welfare broker

RICHARD GRENAY

Mailing address (most recent filing)

5250 CORPORATE DRIVE, SUITE 200

TROY, MI 48098

Total comp: $152K
Commissions: $152K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where RICHARD GRENAY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CARE NETWORK OF MICHIGAN100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CARE NETWORK OF MICHIGAN	1	$2.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	1	$2.5M	0.0%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RICHARD GRENAY's plans by broker comp / premium ratio. Median 5.10% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of RICHARD GRENAY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RICHARD GRENAY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TROY PRACTICE MANAGEMENT DBA PINNACLE GI PARTNERS TROY PRACTICE MANAGEMENT DBA PINNACLE GI PARTNERS EMPLOYEE BENEFITS PLAN	MI	$2.5M	$125K	BLUE CARE NETWORK OF MICHIGAN