| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STREAMLINE ENTERPRISES LLC3 Filed as: STREAMLINE ENT LLC DBA CANOPYNATION | 3725 CHAMPION HILLS DRIVE SUITE 3300 MEMPHIS, TN 38125 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $27K | $27K | 4.96% |
| ONI RISK PARTNERS INC3 Filed as: ONI INSURANCE GROUP INC | 600 E 96TH STREET SUITE 400 INDIANAPOLIS, IN 462403842 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 6.41% |
| ONI RISK PARTNERS INC3 Filed as: ONI RISK PARTNERS INC. | 600 E. 96TH STREET SUITE 400 INDIANAPOLIS, IN 46240 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $377 | $3K | 11.50% |
| ONI RISK PARTNERS INC3 Filed as: ONI RISK PARTNERS INC. | 600 E 96TH STREET SUITE 400 INDIANAPOLIS, IN 46240 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $650 | $3K | 13.00% |
| STREAMLINE ENTERPRISES LLC3 Filed as: STREAMLINE ENTERPRISES, LLC | DBA CANOPYNATION 3725 CHAMPION HILLS DRIVE, ST 3300 MEMPHIS, TN 38125 | USABLE LIFE | $2K | — | $2K | 15.00% |
| GROUP INSURANCE SERVICES INC3 | 1 CAMERON HILL CIRCLE 2.5 GUBAGOO HEALTH AND WEL, TN 37402 | USABLE LIFE | $968 | $261 | $1K | 9.41% |
| ONI RISK PARTNERS INC3 | 600 E 96TH STREET SUITE 400 INDIANAPOLIS, IN 46240 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $183 | $1K | 11.50% |
| INTEGRO INSURANCE BROKERS3 Filed as: EPIC INSURANCE MIDWEST | P.O. BOX 80159 INDIANAPOLIS, IN 46280 | EYEMED VISION CARE | $992 | — | $992 | 9.93% |
| ONI RISK PARTNERS INC3 | P.O. BOX 80159 INDIANAPOLIS, IN 46280 | EYEMED VISION CARE | $87 | — | $87 | 0.87% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 198 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 198 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 109 | $548K |
| Dental | RELIANCE STANDARD LIFE INSURANCE COMPANY | 239 | $42K |
| Vision | EYEMED VISION CARE | 181 | $10K |
| Life insurance(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 135 | $38K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 50 | $12K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 66 | $22K |
| Other(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 135 | $38K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 239 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.