| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MICHAEL DILORENZO3 Filed as: MICHAEL J DILORENZO | 59259 VAN DYKE WASHINGTON, MI 48094 | PRIORITY HEALTH | $10K | $0 | $10K | 2.00% |
| MICHAEL DILORENZO3 Filed as: MICHAEL J DILORENZO | 59259 VAN DYKE WASHINGTON, MI 48094 | PRIORITY HEALTH INSURANCE COMPANY | $6K | $0 | $6K | 2.00% |
| MMA SERVICE CORP3 | 620 S. CAPITOL AVE. LANSING, MI 48933 | METROPOLITAN LIFE INSURANCE COMPANY | — | $4K | $4K | 5.00% |
| MICHIGAN PLANNERS, INC.3 Filed as: MICHIGAN PLANNERS | 59259 VAN DYKE WASHINGTON, MI 48094 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $0 | $3K | 3.94% |
| CAMBRIDGE CONSULTING GROUP LLC3 Filed as: CAMBRIDGE CONSULTING GROUP | 400 W. 4TH ST., STE. 300 ROYAL OAK, MI 48067 | METROPOLITAN LIFE INSURANCE COMPANY | $580 | $781 | $1K | 1.79% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INS SERVICES | 1250 S. CAPITAL OF TEXAS HWY BUILDING 2, STE., 125 AUSTIN, TX 78746 | METROPOLITAN LIFE INSURANCE COMPANY | $59 | $0 | $59 | 0.08% |
| MICHIGAN PLANNERS, INC.3 Filed as: MICHIGAN PLANNERS INC. | 410 S UNION STREET TRAVERSE CITY, MI 49684 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $6K | 13.74% |
| CAMBRIDGE CONSULTING GROUP LLC3 Filed as: CAMBRIDGE CONSULTING GROUP, LLC | 400 W 4TH STREET SUITE 300 ROYAL OAK, MI 48067 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 2.80% |
| MICHIGAN PLANNERS, INC.3 Filed as: MICHIGAN PLANNERS INC. | 410 S UNION STREET TRAVERSE CITY, MI 49684 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $2K | $7K | 16.43% |
| CAMBRIDGE CONSULTING GROUP LLC3 Filed as: CAMBRIDGE CONSULTING GROUP, LLC | 400 W 4TH STREET SUITE 300 ROYAL OAK, MI 48067 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 2.61% |
| MICHIGAN PLANNERS, INC.3 Filed as: MICHIGAN PLANNERS INC. | 410 S UNION STREET TRAVERSE CITY, MI 49684 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $1K | $4K | 15.57% |
| MICHIGAN PLANNERS, INC.3 Filed as: MICHIGAN PLANNERS INC. | 410 S UNION STREET TRAVERSE CITY, MI 49684 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $203 | $1K | 17.99% |
| MICHIGAN PLANNERS, INC.3 Filed as: MICHIGAN PLANNERS INC. | 410 S UNION STREET TRAVERSE CITY, MI 49684 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $904 | $268 | $1K | 19.44% |
| MICHIGAN PLANNERS, INC.3 Filed as: MICHIGAN PLANNERS INC. | 410 S UNION STREET TRAVERSE CITY, MI 49684 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $368 | $203 | $571 | 15.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 163 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 167 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | PRIORITY HEALTH | 133 | $761K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 191 | $76K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 191 | $76K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 147 | $46K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 87 | $26K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 102 | $44K |
| Other(4 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 147 | $59K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 191 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.