| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HENDERSON BROTHERS, INC.3 Filed as: HENDERSON BROTHERS INSURANCE AGENCY | 920 FORT DUQUESNE BOULEVARD PITTSBURGH, PA 15222 | UPMC HEALTH PLAN | $33K | — | $33K | 4.96% |
| HENDERSON BROTHERS, INC.3 Filed as: HENDERSON BROTHERS INSURANCE AGENCY | 920 FORT DUQUESNE BOULEVARD PITTSBURGH, PA 15222 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | — | $7K | 1.75% |
| HENDERSON BROTHERS, INC.3 Filed as: HENDERSON BROTHERS INSURANCE AGENCY | 920 FORT DUQUESNE BOULEVARD PITTSBURGH, PA 15222 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | — | $7K | 2.82% |
| HENDERSON BROTHERS, INC.3 Filed as: HENDERSON BROTHERS INSURANCE AGENCY | 920 FORT DUQUESNE BOULEVARD PITTSBURGH, PA 15222 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 1.98% |
| HENDERSON BROTHERS, INC. Filed as: HENDERSON BROTHERS INSURANCE AGENCY | 920 FORT DUQUESNE BOULEVARD PITTSBURGH, PA 15222 | UPMC HEALTH PLAN | — | — | $0 | 0.00% |
| HENDERSON BROTHERS, INC. Filed as: HENDERSON BROTHERS INSURANCE AGENCY | 920 FORT DUQUESNE BOULEVARD PITTSBURGH, PA 15222 | UPMC HEALTH PLAN | — | — | $0 | 0.00% |
| HENDERSON BROTHERS, INC. Filed as: HENDERSON BROTHERS INSURANCE AGENCY | 920 FORT DUQUESNE BOULEVARD PITTSBURGH, PA 15222 | UPMC HEALTH PLAN | — | — | $0 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UPMC HEALTH PLAN EIN 25-1769564 | Claims processing; Plan Administrator; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | 600 GRANT STREET PITTSBURGH, PA 15219 | $478K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 853 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 74 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 927 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | UPMC HEALTH PLAN | 1,457 | $747K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,754 | $397K |
| Vision(2 contracts) | UPMC HEALTH PLAN | 1,229 | $103K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,754 | $217K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,754 | $239K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,754 | $239K |
| Prescription drug(2 contracts) | UPMC HEALTH PLAN | 1,457 | $747K |
| Stop-loss / reinsurancereinsurance(2 contracts) | UPMC HEALTH PLAN | 1,457 | $747K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 1,754 | $217K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,754 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.