| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | BLUECROSS BLUESHIELD OF TEXAS | $218K | $12K | $230K | 2.59% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (PA), INC | 2600 KELLY RD STE 300 WARRINGTON, PA 18976 | BLUECROSS BLUESHIELD OF TEXAS | $159K | $0 | $159K | 1.78% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 24393 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $19K | $0 | $19K | 3.12% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (PA) INC | 2600 KELLY RD STE 300 WARRINGTON, PA 18976 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $13K | $0 | $13K | 2.11% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | DEARBORN LIFE INSURANCE COMPANY | $32K | $0 | $32K | 6.24% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES | 2600 KELLY ROAD STE 300 WARRINGTON, PA 18976 | DEARBORN LIFE INSURANCE COMPANY | $28K | $0 | $28K | 5.52% |
| KISTLER TIFFANY BENEFITS3 Filed as: KISTLER TIFFANY BENEFITS GENERAL AG | 400 BERWYN PARK STE 200 899 CASTT RD BERWYN, PA 19312 | HIGHMARK INC. | $6K | $0 | $6K | 2.65% |
| ENROLLEASE3 Filed as: ONE DIGITAL - NEW YORK, NY | 200 GALLERIA PKY #1950 ATLANTA, GA 30339 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $8K | $0 | $8K | 9.81% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES - | DALLAS, TX 12750 MERIT DRIVE SUITE 1000 DALLAS, TX 75251 | FIDELITY SECURITY LIFE INSURANCE COMPANY | -$102 | $0 | -$102 | -0.12% |
| DIGITAL INSURANCE LLC3 | — | DELTA DENTAL OF PENNSYLVANIA | $368 | $0 | $368 | 5.10% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES | — | DELTA DENTAL OF PENNSYLVANIA | $281 | $0 | $281 | 3.89% |
| MANUFACTURER & BUSINESS ASSOCIATION3 Filed as: MANUFACTURER & BUSINESS ASSN INS. A | 2171 WEST 38TH STREET ERIE, PA 16508 | VISION BENEFITS OF AMERICA | $120 | $0 | $120 | 6.59% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (PA) INC | 2600 KELLY RD STE 300 WARRINGTON, PA 18976 | VISION BENEFITS OF AMERICA | $44 | $0 | $44 | 2.41% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 458 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 15 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 47 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 520 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | BLUECROSS BLUESHIELD OF TEXAS | 1,118 | $9.7M |
| Dental(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF TEXAS | 1,118 | $8.9M |
| Vision(3 contracts, 3 carriers) | HIGHMARK INC. | 1,001 | $302K |
| Life insurance | DEARBORN LIFE INSURANCE COMPANY | 1,571 | $516K |
| Short-term disability | DEARBORN LIFE INSURANCE COMPANY | 1,571 | $516K |
| Long-term disability | DEARBORN LIFE INSURANCE COMPANY | 1,571 | $516K |
| Prescription drug(3 contracts, 3 carriers) | BLUECROSS BLUESHIELD OF TEXAS | 1,118 | $9.7M |
| Other | DEARBORN LIFE INSURANCE COMPANY | 1,571 | $516K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,571 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.