| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $161K | $14K | $175K | 11.60% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL | P.O. BOX 955909 ST. LOUIS, MO 63195 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $0 | $13K | $13K | 0.88% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | HARTFORD LIFE AND ACCIDENT | $150K | $15K | $165K | 17.89% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | PO BOX 955816 SAINT LOUIS, MO 63195 | HARTFORD LIFE AND ACCIDENT | $0 | $984 | $984 | 0.11% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $65K | $7K | $72K | 12.15% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL | P.O. BOX 955909 ST. LOUIS, MO 63195 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $0 | $5K | $5K | 0.88% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $242 | $242 | 0.40% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $94 | $94 | 0.17% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 131 S DEARBORN, 6TH FLOOR CHICAGO, IL 60673 | HARTFORD LIFE AND ACCIDENT | $4K | $107 | $4K | 15.41% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 9,145 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 33 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 9,178 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 3 carriers) | REGENCE BLUECROSS BLUESHIELD OF UTAH | 12,547 | $1.2M |
| Dental | DELTA DENTAL INSURANCE COMPANY | 3,516 | $1.0M |
| Vision(4 contracts) | FIDELITY SECURITY LIFE INSURANCE COMPANY | 7,403 | $516K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 8,326 | $921K |
| Short-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 4,239 | $1.5M |
| Long-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 2,843 | $594K |
| Other(4 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 12,547 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 12,547 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.