| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ART HAUSER INSURANCE INC3 | 5905 E GALBRAITH ROAD SUITE 9000 CINCINNATI, OH 45236 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | $6K | $23K | 12.76% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N. KIRKWOOD ROAD, SUITE 300 KIRKWOOD, MO 63122 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $5K | $13K | 7.12% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 12500 S CLEVELAND AVENUE FORT MYERS, FL 33907 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $66 | $6K | 3.56% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 16253 COLLECTION CENTER DRIVE 40 W MADISON 4TH FL BOA LOCK BOX CHICAGO, IL 60693 | METROPOLITAN LIFE INSURANCE COMPANY | — | $428 | $428 | 0.24% |
| HAUSER INC3 | 5905 E GALBRAITH ROAD, SUITE 9000 CINCINNATI, OH 45236 | UNITEDHEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 5.25% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | PO BOX 427 BENTON, KY 42025 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 3.93% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 4830 W KENNEDY BLVD, SUITE 850 TAMPA, FL 33609 | UNITEDHEALTHCARE INSURANCE COMPANY | $291 | — | $291 | 0.34% |
| ART HAUSER INSURANCE INC3 | 5905 EAST GALBRAITH, SUITE 9000 CINCINNATI, OH 45236 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $18 | $1K | 11.46% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS RESEARCH | 325 N KIRKWOOD ROAD, SUITE 300 KIRKWOOD, MO 63122 | METROPOLITAN LIFE INSURANCE COMPANY | $394 | $167 | $561 | 5.80% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 12500 S CLEVELAND AVENUE FORT MYERS, FL 33907 | METROPOLITAN LIFE INSURANCE COMPANY | $484 | $66 | $550 | 5.69% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 16253 COLLECTION CENTER DRIVE 40 W MADISON 4TH FL BOA LOCK BOX CHICAGO, IL 60693 | METROPOLITAN LIFE INSURANCE COMPANY | — | $24 | $24 | 0.25% |
| ART HAUSER INSURANCE INC3 | 5905 E GALBRAITH ROAD, SUITE 9000 CINCINNATI, OH 45236 | METROPOLITAN LIFE INSURANCE COMPANY | $907 | $18 | $925 | 10.60% |
| CENTRO BENEFITS RESEARCH LLC3 Filed as: CENTRO BENEFITS RESEARCH | 325 N KIRKWOOD ROAD, SUITE 300 KIRKWOOD, MO 63122 | METROPOLITAN LIFE INSURANCE COMPANY | $293 | $127 | $420 | 4.81% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 12500 S CLEVELAND AVENUE FORT MYERS, FL 33907 | METROPOLITAN LIFE INSURANCE COMPANY | $265 | $66 | $331 | 3.79% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 16253 COLLECTION CENTER DRIVE 40 W MADISON 4TH FL BOA LOCK BOX CHICAGO, IL 60693 | METROPOLITAN LIFE INSURANCE COMPANY | — | $13 | $13 | 0.15% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 159 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 162 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 138 | $18K |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 247 | $87K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 439 | $176K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 439 | $176K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 439 | $176K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 439 | $176K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 439 | $176K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 439 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.