| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIAM A PACE3 | 240 MADISON AVE. 7TH FLOOR MEMPHIS, TN 38103 | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | — | $4K | $4K | 0.23% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 18100 VON KARMAN AVE STE 1000 IRVINE, CA 926127196 | METROPOLITAN LIFE INSURANCE COMPANY | $56K | $111 | $57K | 7.03% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 282896620 | METROPOLITAN LIFE INSURANCE COMPANY | $27K | $3K | $30K | 3.67% |
| GENWIL BENEFITS GROUP LLC3 | 2163 W VILLAGE DR PHOENIX, AZ 850232239 | METROPOLITAN LIFE INSURANCE COMPANY | — | $13K | $13K | 1.63% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 5444 WESTHEIMER RD STE 900 HOUSTON, TX 770565306 | METROPOLITAN LIFE INSURANCE COMPANY | — | $11K | $11K | 1.39% |
| B3 ENROLLMENT SERVICES, LLC3 Filed as: B3 ENROLLMENT SERVICES LLC | 211 GREENWICH RD CHARLOTTE, NC 282112315 | METROPOLITAN LIFE INSURANCE COMPANY | — | $5K | $5K | 0.66% |
| ROBERT F HUFFAKER, JR3 | 240 MADISON AVE. 7TH FLOOR MEMPHIS, TN 38103 | BLUERE OF TENNESSEE | — | $37K | $37K | 16.70% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 5032 E CRESTWOOD LITTLE ROCK, AR 77207 | TRUSTMARK INSURANCE COMPANY | $28K | — | $28K | 44.65% |
| CONNECT HEALTHCARE COLLABORATION3 | 802 ROZELLE STREET MEMPHIS, TN 38104 | TRUSTMARK INSURANCE COMPANY | $28K | — | $28K | 44.65% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 736 MARKET STREET SUITE 1000 CHATTANOOGA, TN 37402 | TRUSTMARK INSURANCE COMPANY | $184 | — | $184 | 0.29% |
| CONNECT HEALTHCARE COLLABORATION3 Filed as: CONNECT HEALTHCARE COLLABORATION, I | 249 MADISON AVE 7TH FLOOR MEMPHIS, TN 38103 | TRANSAMERICA LIFE INSURANCE COMPANY | $8K | — | $8K | 27.08% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STREET 6TH FLOOR SAN DIEGO, CA 921018156 | TRANSAMERICA LIFE INSURANCE COMPANY | $7K | — | $7K | 23.88% |
| AMERICAN BENEFITS AND COMPENSATION3 Filed as: AMERICAN BENEFITS & COMPENSATION SY | 101 PARK AVE 14TH FL NEW YORK, NY 10178 | TRANSAMERICA LIFE INSURANCE COMPANY | $929 | — | $929 | 3.20% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC DBA MCG | 7701 AIRPORT CENTER DRIVE STE 1800 GREENSBORO, NC 27409 | TRANSAMERICA LIFE INSURANCE COMPANY | $488 | — | $488 | 1.68% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVIES | 736 MARKET STREET SUITE 1000 CHATTANOOGA, TN 37402 | TRUSTMARK INSURANCE COMPANY | $8K | — | $8K | 50.08% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 5032 E CRESTWOOD LITTLE ROCK, AR 77207 | TRUSTMARK INSURANCE COMPANY | $5K | — | $5K | 30.01% |
| CONNECT HEALTHCARE COLLABORATION3 | 802 ROZELLE STREET MEMPHIS, TN 38104 | TRUSTMARK INSURANCE COMPANY | $5K | — | $5K | 30.01% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 736 MARKET STREET SUITE 1000 CHATTANOOGA, TN 37402 | TRUSTMARK INSURANCE COMPANY | $8K | — | $8K | 60.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 5032 E CRESTWOOD LITTLE ROCK, AR 77207 | TRUSTMARK INSURANCE COMPANY | $4K | — | $4K | 29.20% |
| CONNECT HEALTHCARE COLLABORATION3 | 802 ROZELLE STREET MEMPHIS, TN 38104 | TRUSTMARK INSURANCE COMPANY | $4K | — | $4K | 29.20% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 736 MARKET STREET SUITE 1000 CHATTANOOGA, TN 37402 | TRUSTMARK INSURANCE COMPANY | $7K | — | $7K | 51.51% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 5032 E CRESTWOOD LITTLE ROCK, AR 77207 | TRUSTMARK INSURANCE COMPANY | $4K | — | $4K | 27.50% |
| CONNECT HEALTHCARE COLLABORATION3 | 802 ROZELLE STREET MEMPHIS, TN 38104 | TRUSTMARK INSURANCE COMPANY | $4K | — | $4K | 27.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 621 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 621 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | 457 | $2.0M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,032 | $804K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,032 | $804K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,032 | $867K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,032 | $804K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,032 | $804K |
| Other(6 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,032 | $914K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,032 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.