| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 3600 NORTH CAPITAL OF TEXAS HWY SUITE B200 AUSTIN, TX 78746 | BLUE CROSS BLUE SHIELD OF TEXAS | $473K | $25K | $498K | 2.01% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SVCS. INC | 3600 N CAPITAL OF TEXAS HWY 200B AUSTIN, TX 78746 | HARTFORD LIFE AND ACCIDENT | $116K | $72K | $188K | 11.13% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 5444 WESTHEIMER RD SUITE 800 HOUSTON, TX 77056 | DEARBORN LIFE INSURANCE COMPANY | $17K | $13K | $30K | 8.65% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 2185 N CALIFORNIA BLVD SUITE 400 WALNUT CREEK, CA 94596 | HARTFORD LIFE AND ACCIDENT | $4K | $0 | $4K | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,930 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,930 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF TEXAS | 3,658 | $24.8M |
| Dental | BLUE CROSS BLUE SHIELD OF TEXAS | 3,658 | $24.8M |
| Vision | DEARBORN LIFE INSURANCE COMPANY | 1,890 | $342K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 6,911 | $1.7M |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 6,911 | $1.7M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 6,911 | $1.7M |
| Other(2 contracts) | HARTFORD LIFE AND ACCIDENT | 6,911 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,911 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.