| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY | 500 W. 13TH STREET FORT WORTH, TX 76102 | HUMANA HEALTH PLAN, INC. | $10K | $3K | $13K | 0.70% |
| ASSUREDPARTNERS3 Filed as: SHEPHERD INSURANCE | 111 CONGRESSIONAL BLVD, STE 100 CARMEL, IN 46032 | HUMANA HEALTH PLAN, INC. | $8K | $842 | $9K | 0.47% |
| DAVID LONG3 | 6466 BELLE RIVE DRIVE NEWBURGH, IN 47630 | HUMANA HEALTH PLAN, INC. | $8K | — | $8K | 0.45% |
| E M FORD & CO LLC3 Filed as: EM FORD & CO, LLC | 600 FREDERICA ST OWENSBORO, KY 42301 | HUMANA HEALTH PLAN, INC. | $7K | $567 | $7K | 0.39% |
| PREFERRED BENEFITS LLC3 | 3702 BROWNSBORO RD LOUISVILLE, KY 40207 | HUMANA HEALTH PLAN, INC. | $6K | $1K | $7K | 0.38% |
| MORGAN TREVATHAN GUNN INC3 Filed as: MORGAN TREVATHAN & GUNN | P.O. BOX 487 BENTON, KY 42025 | HUMANA HEALTH PLAN, INC. | $7K | — | $7K | 0.37% |
| INSURAMAX INC3 | 805 N. WHITTINGTON PKWY, STE 150 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC. | $6K | $496 | $6K | 0.34% |
| NELSON INSURANCE AGENCY3 Filed as: NELSON INSURANCE AGENCY INC | 2000 ENVOY CIRCLE LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC. | $5K | $704 | $6K | 0.33% |
| WEALTH MGMT GRP3 Filed as: WEALTH MANAGEMENT GROUP INC | 822 NORTHGATE BLVD #10 NEW ALBANY, IN 47150 | HUMANA HEALTH PLAN, INC. | $5K | $505 | $6K | 0.31% |
| LISA MATTINGLY3 | 600 W.MAIN STREET, STE 400 LOUISVILLE, KY 40202 | HUMANA HEALTH PLAN, INC. | $4K | — | $4K | 0.20% |
| BENJAMIN BYRNE & ASSOCIATES3 Filed as: BENJAMIN BYRNE & ASSOCIATES LLC | 9401 WILLIAMSBURG PLAZA, STE 100 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC. | $3K | $618 | $4K | 0.19% |
| CIS INSURANCE & INVESTMENTS3 | 550 S. 5TH STREET, UNIT 303 LOUISVILLE, KY 40202 | HUMANA HEALTH PLAN, INC. | $2K | $812 | $3K | 0.15% |
| ACCRETIVE WHOLESALE INSURANCE SERVI3 Filed as: ACCRETIVE WHOLESALE INS SERVICES | 2001 LAKE POINT WAY LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC. | $1K | $552 | $2K | 0.09% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: PHIL BROWN INSURANCE AGENCY | 9300 SHELBYVILLE ROAD, STE 1004 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC. | $1K | $186 | $1K | 0.07% |
| FOUNDATION RISK PARTNERS CORP3 Filed as: FOUNDATION RISK PARTNERS | 1540 CORNERSTONE BLVD, STE 230 DAYTONA BEACH, FL 32117 | HUMANA HEALTH PLAN, INC. | $899 | $375 | $1K | 0.07% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS | 435 N. WHITTINGTON PKWY, STE 300 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC. | $837 | $357 | $1K | 0.06% |
| HYLANT GROUP INC3 Filed as: HYLAND BLOCK & HYLAND INC | 9750 ORMSBY STATION RD LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC. | $260 | — | $260 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC. | 316 | $1.9M |
| Prescription drug | HUMANA HEALTH PLAN, INC. | 316 | $1.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 316 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.