| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 417484 BOSTON, MA 02241 | AETNA LIFE INSURANCE CO. | $30K | $18K | $48K | 0.82% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST INC | 29848 NETWORK PLACE CHICAGO, IL 60673 | AETNA LIFE INSURANCE CO. | $3K | — | $3K | 0.05% |
| LOCKTON COMPANIES, LLC3 | C/O BANK OF AMERICA P.O. BOX 417484 BOSTON, MA 02241 | NATIONWIDE | $39K | — | $39K | 6.12% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST, INC | 12505 PARK POTOMAC AVE STE 225 POTOMAC, MD 20854 | NATIONWIDE | $11K | — | $11K | 1.64% |
| CHARLES D. BLOCK3 Filed as: CHARLES D BLOCK | 648 VILLAGE PARK DR UNIT 208 WILMINGTON, NC 28405 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $3K | — | $3K | 0.64% |
| KENNETH L COOPER3 | 14504 GREENVIEW DR STE 506 LAUREL, MD 20708 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| LOCKTON COMPANIES, LLC3 | 1801 K STREET NW #900 WASHINGTON, DC 20009 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $10K | — | $10K | 5.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON SPECIALITIES | 2100 ROSS AVE STE 1200 DALLAS, TX 75201 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $9K | $9K | 4.55% |
| LOCKTON COMPANIES, LLC3 | PO BOX 123042 DALLAS, TX 75312 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $3K | $3K | 1.37% |
| LOCKTON COMPANIES, LLC3 | C/O BANK OF AMERICA P.O. BOX 417484 BOSTON, MA 02241 | AMERITAS LIFE INSURANCE CORPORATION | $6K | — | $6K | 7.82% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST, INC | 12505 PARK POTOMAC AVE STE 225 POTOMAC, MD 20854 | AMERITAS LIFE INSURANCE CORPORATION | $2K | — | $2K | 2.18% |
| LOCKTON COMPANIES, LLC3 | 1801 K STREET NW SUITE 200 WASHINGTON, DC 20006 | AETNA LIFE INSURANCE CO. | $12K | — | $12K | 20.01% |
| CHARLES D. BLOCK3 Filed as: CHARLES D BLOCK | 648 VILLAGE PARK DR UNIT 208 WILMINGTON, NC 28405 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 3.19% |
| JAMES H. VAN EPPS3 Filed as: JAMES H VAN EPPS | 10930 CRABAPPLE RD, STE 206 ROSWELL, GA 30075 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $990 | $34 | $1K | 2.77% |
| LOCKTON COMPANIES, LLC3 | 1801 K STREET NW WASHINGTON DC SERIES STE 200 WASHINGTON, DC 20006 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $919 | $32 | $951 | 2.58% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS, INC | 1 N WHITE HORSE PIKE #2 HAMMONTON, NJ 08037 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $24 | — | $24 | 0.07% |
| LOCKTON COMPANIES, LLC3 | C/O BANK OF AMERICA P.O. BOX 417484 BOSTON, MA 02241 | CRUM & FORESTER | $748 | — | $748 | 6.31% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST, INC | 12505 PARK POTOMAC AVE STE 225 POTOMAC, MD 20854 | CRUM & FORESTER | $201 | — | $201 | 1.70% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,846 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,851 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | AETNA LIFE INSURANCE CO. | 2,025 | $5.9M |
| Dental(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 2,025 | $6.0M |
| Vision(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 2,025 | $6.0M |
| Life insurance(3 contracts, 3 carriers) | NATIONWIDE | 1,470 | $1.3M |
| Short-term disability(3 contracts, 3 carriers) | NATIONWIDE | 1,470 | $1.3M |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 533 | $200K |
| Prescription drug | AETNA LIFE INSURANCE CO. | 2,025 | $5.9M |
| Other(5 contracts, 5 carriers) | NATIONWIDE | 1,470 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,025 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.