| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS OF ARIZONA INC | PO BOX 2800 PHOENIX, AZ 85002 | BLUE CROSS BLUE SHIELD OF NEW MEXICO | $75K | $3K | $77K | 3.89% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | PO BOX 2800 PHOENIX, AZ 85002 | BLUE CROSS BLUE SHIELD OF NEW MEXICO | $52K | — | $52K | 2.62% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | 2800 N CENTRAL AVE #2800 PHOENIX, AZ 85004 | GUARDIAN | $29K | $29K | $58K | 7.97% |
| STRATEGIC NON-MEDICAL SOLUTION3 | 75 STATE ST SUITE 1710 BOSTON, MA 02109 | GUARDIAN | $20K | — | $20K | 2.81% |
| THE BRELLA GROUP3 | 5642 E EDGEMONT AVE SCOTTSDALE, AZ 85257 | GUARDIAN | $6K | — | $6K | 0.80% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | PO BOX 2800 PHOENIX, AZ 85002 | VISION SERVICE PLAN | $1K | — | $1K | 2.97% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE OF ARIZONA | PO BOX 2800 PHOENIX, AZ 85002 | VISION SERVICE PLAN | $455 | — | $455 | 1.13% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 834 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 834 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF NEW MEXICO | 413 | $2.0M |
| Dental | GUARDIAN | 834 | $728K |
| Vision | VISION SERVICE PLAN | 390 | $40K |
| Life insurance | GUARDIAN | 834 | $728K |
| Short-term disability | GUARDIAN | 834 | $728K |
| Long-term disability | GUARDIAN | 834 | $728K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF NEW MEXICO | 413 | $2.0M |
| Other | GUARDIAN | 834 | $728K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 834 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.