| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL SOUTHWEST | 6565 AMERICAS PARKWAY NE SUITE 720 ABQ, NM 87110 | PRESBYTERIAN HEALTH PLAN INC | $22K | — | $22K | 4.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL SOUTHWEST | 6565 AMERICAS PARKWAY NE SUITE 720 ABQ, NM 87110 | PRESBYTERIAN INSURANCE INC | $17K | — | $17K | 4.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL SERVICES | 6565 AMERICAS PARKWAY NE SUITE 720 ABQ, NM 87110 | UNITED CONCORDIA INSURANCE COMPANY | $4K | — | $4K | 7.32% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL SOUTHWEST | 6565 AMERICAS PARKWAY NE SUITE 720 ABQ, NM 87110 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $3K | $6K | 15.20% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL SOUTHWEST | 6565 AMERICAS PARKWAY NE SUITE 720 ABQ, NM 87110 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $3K | $7K | 24.67% |
| JAMES M WATKINS3 Filed as: JAMES MICHAEL WATKINS | 495 WYNN DRIVE NW HUNTSVILLE, AL 35805 | MUTUAL OF OMAHA | $3K | — | $3K | 12.29% |
| ABLE BENEFIT SOLUTIONS3 | 3800 COLONNADE PKWY STE 240 SUITE 720 BIRMINGHAM, AL 35243 | MUTUAL OF OMAHA | — | $1K | $1K | 4.21% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | PO BOX 2158 RIVERSIDE, CA 92516 | VISION SERVICE PLAN | $1K | — | $1K | 5.19% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL SOUTHWEST | 6565 AMERICAS PARKWAY NE SUITE 720 ABQ, NM 87110 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $2K | $4K | 17.55% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 187 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 188 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PRESBYTERIAN INSURANCE INC | 49 | $417K |
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 187 | $52K |
| Vision | VISION SERVICE PLAN | 89 | $23K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 147 | $50K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 113 | $42K |
| Long-term disability | MUTUAL OF OMAHA | 147 | $27K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 147 | $20K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 187 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.