| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| VXTRA PARTNERS3 | 2700 CUMBERLAND PKWY STE 140 ATLANTA, GA 30339 | TOKIO MARINE HCC | $0 | — | $0 | 0.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | — | VISION SERVICE PLAN | $0 | — | $0 | 0.00% |
| VXTRA PARTNERS3 | 2700 CUMBERLAND PKWY STE 140 ATLANTA, GA 30339 | CONTINENTAL BENEFITS | — | $85K | $85K | 58.77% |
| MERITAIN HEALTH0 Filed as: AETNA | — | CONTINENTAL BENEFITS | — | $31K | $31K | 21.45% |
| CONTINENTAL BENEFITS5 | 422 S KINGS AVE BRANDON, FL 19101 | CONTINENTAL BENEFITS | — | $29K | $29K | 19.77% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | HARTFORD LIFE AND ACCIDENT | $1K | $0 | $1K | 1.21% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 75 REMITTANCE DRIVE #1446 CHICAGO, IL 60675 | HARTFORD LIFE AND ACCIDENT | $0 | $269 | $269 | 0.30% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | HARTFORD LIFE AND ACCIDENT | $0 | $0 | $0 | 0.00% |
| VXTRA PARTNERS3 Filed as: VXTRA PARTNERS LLC | 2700 CUMBERLAND PKWY STE 140 ATLANTA, GA 30339 | HARTFORD LIFE AND ACCIDENT | $0 | $0 | $0 | 0.00% |
| VXTRA PARTNERS3 | 2700 CUMBERLAND PKWY STE 140 ATLANTA, GA 30339 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 8.46% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES | 6501 AMERICAS PARKWAY NE STE 650 ALBUQUERQUE, NM 87110 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 6.55% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 102 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 102 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CONTINENTAL BENEFITS | 0 | $144K |
| Dental | DELTA DENTAL OF NEW MEXICO | 243 | $121K |
| Vision | VISION SERVICE PLAN | 104 | $186K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 139 | $91K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 139 | $91K |
| Stop-loss / reinsurancereinsurance | TOKIO MARINE HCC | 102 | $323K |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 146 | $114K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 243 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.