Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingThe primary carrier changed from the prior filing. The plan has shown it will move. Pitch it again on the next cycle.
The primary broker changed. The plan may listen to a new pitch.
Broker compensation exceeds 5% of premium. This is a small-plan minimum fee or a costly broker setup that a competing bid can beat.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan has rich benefits or a bad rate.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 12 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 277 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 277 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF NEW MEXICO | 438 | $193K |
| Vision | VISION SERVICE PLAN | 231 | $32K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 277 | $61K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 277 | $84K |
| Other(7 contracts, 4 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 603 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 603 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
Commissions, fees, broker address and the carrier each broker is paid through are on Pro.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ONEDIGITAL HEALTH & BENEFITS EIN 58-2522668 SC REVENUE | Claims processing Service code 12 | 200 GALLERIA PARKWAY ATLANTA, GA 30339 | $95K |
| LUCENT HEALTH SOLUTIONS LLC EIN 39-1999757 ADMIN | Plan Administrator Service code 14 | 1826 ELM HILL PIKE NASHVILLE, TN 37210 | $66K |
| MULTIPLAN EIN 13-3068979 HST FEE | Claims processing Service code 12 | PO BOX 29372 NEW YORK, NY 10087 | $39K |
| 6 DEGREE HEALTH INC. EIN 81-4242649 DISC FEES | Claims processing Service code 12 | 5800 PINEFARM CT STE 200 HILLSBORO, OR 97124 | $20K |
| LUCENT HEALTH CARE CONCIERGE EIN 39-1997579 LHCM FEE | Claims processing Service code 12 | 424 CHURCH ST STE 2300 NASHVILLE, TN 37219 | $16K |
| LUCENT HEALTH CARE CORE SVS EIN 39-1997579 LHCM FEE | Claims processing Service code 12 | 424 CHURCH ST STE 2300 NASHVILLE, TN 37219 | $11K |
| LUCENT HEALTH CARE MANAGEMENT EIN 39-1997579 U/R | Claims processing Service code 12 | 424 CHURCH ST STE 2300 NASHVILLE, TN 37219 | $10K |
| HEALTHCARE BLUEBOOK INC EIN 52-1874471 COMPLIANCE | Plan Administrator Service code 14 | 330 FRANKLIN RD STE 135A-428 BRENTWOOD, TN 37027 | $1K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
3 contacts
11 filings · 2015 to 2025