| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCES., INC. | 2375 EAST CAMELBACK ROAD PHOENIX, AZ 85016 | PRESBYTERIAN INSURANCE COMPANY INC | $28K | $0 | $28K | 2.73% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCES., INC. | 2375 EAST CAMELBACK ROAD PHOENIX, AZ 85016 | DELTA DENTAL OF NM | $9K | $0 | $9K | 5.09% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCES., INC. | PO BOX 844544 DALLAS, TX 75284 | LINCOLN FINANCIAL GROUP | $5K | $0 | $5K | 3.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCES., INC. | PO BOX 2158 RIVERSIDE, CA 92516 | THE HARTFORD | $1K | $0 | $1K | 4.22% |
| BIANCHI & ASSOC3 Filed as: BIANCHI AND ASSOCIATES, INC. | 4123 EUBANK NORTHEAST ALBUQUERQUE, NM 87111 | THE HARTFORD | $340 | $0 | $340 | 0.97% |
| WEBTPA EMPLOYER SERVICES LLC3 Filed as: WEBTPA EMPLOYER SERVICES, LLC | 8500 FREEPORT PARKWAY SOUTH IRVING, TX 75063 | THE HARTFORD | $0 | $273 | $273 | 0.78% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS. SVCES., INC. | 7770 JEFFERSON NORTHEAST SUITE 101 ALBUQUERQUE, NM 87109 | GUARDIAN | $714 | $415 | $1K | 4.75% |
| WAYNE L. BYRD3 Filed as: WAYNE L BYRD | PO BOX 91793 ALBUQUERQUE, NM 87199 | LEGAL SHIELD | $153 | $0 | $153 | 3.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 172 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 172 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PRESBYTERIAN INSURANCE COMPANY INC | 398 | $1.0M |
| Dental | DELTA DENTAL OF NM | 419 | $174K |
| Vision | GUARDIAN | 173 | $24K |
| Life insurance | THE HARTFORD | 444 | $35K |
| Short-term disability | LINCOLN FINANCIAL GROUP | 241 | $159K |
| Long-term disability | LINCOLN FINANCIAL GROUP | 241 | $159K |
| Prescription drug | PRESBYTERIAN INSURANCE COMPANY INC | 398 | $1.0M |
| Other(2 contracts, 2 carriers) | THE HARTFORD | 444 | $39K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 444 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.