| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS INC | 2375 E CAMELBACK RD STE 250 PHOENIX, AZ 850163424 | BLUECROSS BLUESHIELD OF NEW MEXICO | $7K | — | $7K | 0.20% |
| STHEALTH BENEFIT SOLUTIONS LLC3 | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 85255 | UNIMERICA INSURANCE COMPANY | $37K | — | $37K | 7.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | PO BOX 844663 DALLAS, TX 752844663 | COMPANION LIFE INSURANCE COMPANY | $8K | — | $8K | 3.88% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SERVICES | 7770 JEFFERSON ST NE STE 101 ALBUQUERQUE, NM 87109 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | $6K | $11K | 9.69% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SVCS | 7770 JEFFERSON ST NE STE 101 ALBUQUERQUE, NM 87109 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | $3K | $9K | 14.51% |
| DENTALSOURCE3 | 1804 JUAN TABO BLVD NE STE A ALBUQUERQUE, NM 871123309 | VISION SERVICE PLAN | $2K | — | $2K | 3.38% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SVCS | PO BOX 844663 DALLAS, TX 752844663 | VISION SERVICE PLAN | $2K | — | $2K | 2.76% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS | 7770 JEFFERSON ST NE STE 101 ALBUQUERQUE, NM 87109 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $3K | $6K | 10.47% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS | 7770 JEFFERSON ST NE STE 101 ALBUQUERQUE, NM 87109 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $1K | $4K | 12.62% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS | 7770 JEFFERSON ST NE STE 101 ALBUQUERQUE, NM 87109 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $138 | $1K | 11.64% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SVCS | 7770 JEFFERSON ST NE STE 101 ALBUQUERQUE, NM 87109 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $265 | — | $265 | 11.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 578 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 578 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF NEW MEXICO | 578 | $4.0M |
| Dental | COMPANION LIFE INSURANCE COMPANY | 550 | $203K |
| Vision | VISION SERVICE PLAN | 245 | $60K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 362 | $85K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 75 | $65K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 362 | $110K |
| Other(3 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 362 | $42K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 578 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.