| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCES | 2375 E CAMELBACK RD SUITE 250 PHOENIX, AZ 85016 | PRESBYTERIAN INSURANCE INC | $32K | — | $32K | 2.39% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCES | 2375 E CAMELBACK RD SUITE 250 PHOENIX, AZ 85016 | DELTA DENTAL OF NEW MEXICO | $6K | — | $6K | 5.33% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCES | PO BOX 90756 ALBUQUERQUE, NM 87109 | THE LINCOLN LIFE INSURANCE COMPANY | $17K | — | $17K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 55 E JACKSON STE 600 CHICAGO, IL 60604 | THE LINCOLN LIFE INSURANCE COMPANY | — | $3K | $3K | 2.35% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCES | PO BOX 90756 ALBUQUERQUE, NM 87109 | THE LINCOLN LIFE INSURANCE COMPANY | $3K | — | $3K | 4.48% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 55 E JACKSON STE 600 CHICAGO, IL 60604 | THE LINCOLN LIFE INSURANCE COMPANY | — | $2K | $2K | 2.12% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCES | PO BOX 90756 ALBUQUERQUE, NM 87109 | THE LINCOLN LIFE INSURANCE COMPANY | $6K | — | $6K | 20.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 55 E JACKSON STE 600 CHICAGO, IL 60604 | THE LINCOLN LIFE INSURANCE COMPANY | — | $763 | $763 | 2.48% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCES | PO BOX 90756 ALBUQUERQUE, NM 87109 | THE LINCOLN LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 55 E JACKSON STE 600 CHICAGO, IL 60604 | THE LINCOLN LIFE INSURANCE COMPANY | — | $266 | $266 | 2.22% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCES | PO BOX 90756 ALBUQUERQUE, NM 87109 | THE LINCOLN LIFE INSURANCE COMPANY | $395 | — | $395 | 20.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 55 E JACKSON STE 600 CHICAGO, IL 60604 | THE LINCOLN LIFE INSURANCE COMPANY | — | $44 | $44 | 2.23% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 118 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 119 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PRESBYTERIAN INSURANCE INC | 112 | $1.3M |
| Dental | DELTA DENTAL OF NEW MEXICO | 241 | $116K |
| Life insurance(3 contracts) | THE LINCOLN LIFE INSURANCE COMPANY | 118 | $107K |
| Long-term disability | THE LINCOLN LIFE INSURANCE COMPANY | 118 | $111K |
| Other(3 contracts) | THE LINCOLN LIFE INSURANCE COMPANY | 118 | $88K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 241 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.