| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SERVICES | PO BOX 19640 IRVINE, CA 92640 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $1K | $1K | 0.66% |
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SERVICES | PO BOX 19640 IRVINE, CA 92640 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $581 | $581 | 0.92% |
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SERVICES | PO BOX 19640 IRVINE, CA 92640 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $287 | $287 | 0.56% |
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SERVICES | PO BOX 19640 IRVINE, CA 92623 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $228 | $228 | 0.65% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 610 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 610 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | DELAWARE AMERICAN LIFE INSURANCE COMPANY | 4 | $52K |
| Dental | DELAWARE AMERICAN LIFE INSURANCE COMPANY | 4 | $52K |
| Vision | VISION SERVICE PLAN | 394 | $68K |
| Life insurance(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 840 | $216K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 232 | $51K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 604 | $63K |
| Other(2 contracts, 2 carriers) | DELAWARE AMERICAN LIFE INSURANCE COMPANY | 810 | $87K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 840 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.