| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DAVID WILLIAM BERNARD3 | 8220 SAN PEDRO NE STE 505 ALBUQUERQUE, NM 87113 | NORTHWESTERN MUTUAL | $5K | $1K | $7K | 6.31% |
| KAREN LOUISE BEDWELL HERHAHN3 | 1421 LUISA ST STE G SANTA FE, NM 87505 | NORTHWESTERN MUTUAL | $5K | $1K | $7K | 6.31% |
| JONATHAN ALI HAJIMOMEN3 Filed as: JONATHAN MICHAEL BERG | 8220 SAN PEDRO NE STE 505 ALBUQUERQUE, NM 87113 | NORTHWESTERN MUTUAL | $3K | $677 | $3K | 3.22% |
| MILLER FINANCIAL GROUP LLC3 | 2201 E CAMELBACK RD STE 400 PHOENIX, AZ 85016 | NORTHWESTERN MUTUAL | $2K | $208 | $3K | 2.48% |
| STEVEN A TRUJILLO3 | 8220 SAN PEDRO NE STE 505 ALBUQUERQUE, NM 87113 | NORTHWESTERN MUTUAL | $1K | $315 | $2K | 1.59% |
| DAVID WILLIAM BERNARD3 | 8220 SAN PEDRO NE STE 505 ALBUQUERQUE, NM 87113 | NORTHWESTERN MUTUAL | $1K | $245 | $1K | 2.96% |
| KAREN LOUISE BEDWELL HERHAHN3 | 1421 LUISA ST STE G SANTA FE, NM 87505 | NORTHWESTERN MUTUAL | $1K | $245 | $1K | 2.96% |
| MILLER FINANCIAL GROUP LLC3 | 2201 E CAMELBACK RD STE 400 PHOENIX, AZ 85016 | NORTHWESTERN MUTUAL | $393 | $35 | $428 | 0.97% |
| STEVEN A TRUJILLO3 | 8220 SAN PEDRO NE STE 505 ALBUQUERQUE, NM 87113 | NORTHWESTERN MUTUAL | $177 | $42 | $219 | 0.50% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES - ABQ | 6501 AMERICAS PKWY NE STE 650 ALBUQUERQUE, NM 87110 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 6.12% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES - ABQ | 75 REMITTANCE DR STE 1446 CHICAGO, IL 60675 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $148 | $148 | 0.82% |
| AON CONSULTING INC3 Filed as: AON RISK INS SERVICES WEST | 29840 NETWORK PLACE CHICAGO, IL 60673 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 9.67% |
| WILLIAM M JORDAN3 | 8501 EVANGELINE AVE NE ALBUQUERQUE, NM 87111 | STANDARD INSURANCE COMPANY | $730 | — | $730 | 5.06% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES - ABQ | 6501 AMERICAS PKWY NE STE 650 ALBUQUERQUE, NM 87110 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $600 | — | $600 | 6.61% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES - ABQ | 75 REMITTANCE DR STE 1446 CHICAGO, IL 60675 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $75 | $75 | 0.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 230 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 230 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 230 | $1.2M |
| Dental | UNITED HEALTHCARE INSURANCE COMPANY | 230 | $1.2M |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 230 | $1.2M |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 52 | $24K |
| Short-term disability(2 contracts, 2 carriers) | NORTHWESTERN MUTUAL | 43 | $62K |
| Long-term disability | NORTHWESTERN MUTUAL | 43 | $104K |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 52 | $9K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 230 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.