| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NATIVE AMERICAN INSURANCE GROUP3 Filed as: NATIVE AMERICAN INSURANCE GROUP INC | 3950 ST RD HWY 47 SUITE C127A ALBUQUERQUE, NM 87105 | BLUECROSS BLUESHIELD OF NEW MEXICO | $38K | — | $38K | 2.31% |
| LORRAINE CHAVEZ3 Filed as: LORRAINE Y CHAVEZ INSURANCE | 8224 LOUISIANA BLVD NE STE A ALBUQUERQUE, NM 87113 | BLUECROSS BLUESHIELD OF NEW MEXICO | $13K | — | $13K | 0.77% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS INC | 7770 JEFFERSON ST NE STE 200 ALBUQUERQUE, NM 87109 | BLUECROSS BLUESHIELD OF NEW MEXICO | $10K | — | $10K | 0.62% |
| NATIVE AMERICAN INSURANCE GROUP3 | 3950 HIGHWAY 47 SW STE C127A ALBUQUERQUE, NM 87105 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $9K | — | $9K | 4.46% |
| LORRAINE CHAVEZ3 Filed as: LORRAINE CHAVEZ-LUCERO | 8224 LOUISIANA BLVD NE STE A ALBUQUERQUE, NM 87113 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 1.49% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS | 7770 JEFFERSON ST NE STE 200 ALBUQUERQUE, NM 87109 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 0.85% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SVCS | 111 S TEJON ST STE 113 COLORADO SPRINGS, CO 80903 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $924 | $924 | 0.46% |
| NYLIFE SECURITIES LLC3 | ATTN MARK BADLU 51 MADISON AVE ROOM 251 NEW YORK, NY 10010 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $793 | $793 | 0.39% |
| NATIVE AMERICAN INSURANCE GROUP3 Filed as: NATIVE AMERICAN INS GROUP INC | 8224 LOUISIANA BLVD NE STE A ALBUQUERQUE, NM 87113 | DELTA DENTAL OF NEW MEXICO | $5K | — | $5K | 3.62% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS INC | 580 N BANK LN STE 101 LAKE FOREST, IL 60045 | DELTA DENTAL OF NEW MEXICO | $451 | — | $451 | 0.34% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 3510 N CAUSEWAY BLVD STE 300 METAIRIE, LA 70002 | KEMPER | $2K | — | $2K | 2.59% |
| LORRAINE CHAVEZ3 Filed as: LORRAINE Y CHAVEZ INSURANCE AGENCY | 8224 LOUISIANA BLVD NE STE A ALBUQUERQUE, NM 87113 | VISION SERVICE PLAN | $1K | — | $1K | 3.71% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS INC | PO BOX 844663 DALLAS, TX 75284 | VISION SERVICE PLAN | $213 | — | $213 | 0.61% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 388 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 388 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF NEW MEXICO | 504 | $1.6M |
| Dental | DELTA DENTAL OF NEW MEXICO | 492 | $135K |
| Vision | VISION SERVICE PLAN | 271 | $35K |
| Life insurance(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 388 | $282K |
| Short-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 388 | $282K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 388 | $202K |
| Stop-loss / reinsurancereinsurance | BLUECROSS BLUESHIELD OF NEW MEXICO | 504 | $1.6M |
| Other(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 388 | $282K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 504 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.