| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PIC EMPLOYEE COMMISSIONS3 | 2501 BUENA VISTA SE ALBUQUERQUE, NM 87106 | PRESBYTERIAN HEALTH PLAN INC. | $37K | — | $37K | 4.00% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES WEST | 75 REMITTANCE DR. CHICAGO, IL 60675 | DELTA DENTAL OF NEW MEXICO | $10K | — | $10K | 10.08% |
| PHP EMPLOYEE COMMISSIONS3 | 2501 BUENA VISTA SE ALBUQUERQUE, NM 87106 | PRESBYTERIAN INSURANCE COMPANY INC | $3K | — | $3K | 4.00% |
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SVCS WEST | 200 E RANDOLPH STREET #L13 CHICAGO, IL 60601 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 5.02% |
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SVCS WEST | 200 E RANDOLPH STREET #L13 CHICAGO, IL 60601 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 5.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 75 REMITTANCE DRIVE DEPT 1446 CHICAGO, IL 606751446 | VISION SERVICE PLAN | $976 | — | $976 | 5.93% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES | 75 REMITANCE DRIVE SUITE 1446 CHICAGO, IL 60675 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $154 | — | $154 | 2.77% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 124 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 126 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | PRESBYTERIAN HEALTH PLAN INC. | 146 | $989K |
| Dental | DELTA DENTAL OF NEW MEXICO | 205 | $100K |
| Vision | VISION SERVICE PLAN | 100 | $16K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 206 | $27K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 124 | $32K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 124 | $22K |
| Prescription drug(2 contracts, 2 carriers) | PRESBYTERIAN HEALTH PLAN INC. | 146 | $989K |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 206 | $33K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 206 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.